▼ 0.50% · 3.625%
HK$19,211
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,809
−HK$607/mo
Today · 4.125%
HK$20,416
baseline
▲ 0.50% · 4.625%
HK$21,658
+HK$1,242/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,832/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,372
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,945
−HK$582/mo
Today · 4.125%
HK$22,527
baseline
▲ 0.50% · 4.625%
HK$23,714
+HK$1,187/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,054/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,132
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,790
−HK$667/mo
Today · 4.125%
HK$22,457
baseline
▲ 0.50% · 4.625%
HK$23,824
+HK$1,367/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,914/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,509
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,140
−HK$639/mo
Today · 4.125%
HK$24,779
baseline
▲ 0.50% · 4.625%
HK$26,086
+HK$1,307/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,558/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,053
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,770
−HK$729/mo
Today · 4.125%
HK$24,499
baseline
▲ 0.50% · 4.625%
HK$25,990
+HK$1,491/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$48,998/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,647
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,334
−HK$698/mo
Today · 4.125%
HK$27,032
baseline
▲ 0.50% · 4.625%
HK$28,457
+HK$1,425/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$54,064/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,974
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,751
−HK$790/mo
Today · 4.125%
HK$26,541
baseline
▲ 0.50% · 4.625%
HK$28,155
+HK$1,614/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$53,082/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,784
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,529
−HK$756/mo
Today · 4.125%
HK$29,285
baseline
▲ 0.50% · 4.625%
HK$30,829
+HK$1,544/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$58,570/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,896
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,732
−HK$850/mo
Today · 4.125%
HK$28,582
baseline
▲ 0.50% · 4.625%
HK$30,321
+HK$1,739/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$57,164/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,921
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,723
−HK$815/mo
Today · 4.125%
HK$31,538
baseline
▲ 0.50% · 4.625%
HK$33,200
+HK$1,662/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$63,076/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,817
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,713
−HK$911/mo
Today · 4.125%
HK$30,624
baseline
▲ 0.50% · 4.625%
HK$32,487
+HK$1,863/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$61,248/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,058
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,918
−HK$872/mo
Today · 4.125%
HK$33,790
baseline
▲ 0.50% · 4.625%
HK$35,571
+HK$1,781/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$67,580/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,738
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,694
−HK$971/mo
Today · 4.125%
HK$32,665
baseline
▲ 0.50% · 4.625%
HK$34,653
+HK$1,988/mo
Deposit HK$1.68M · loan HK$6.74M · min. income ≈ HK$65,330/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,195
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,113
−HK$930/mo
Today · 4.125%
HK$36,043
baseline
▲ 0.50% · 4.625%
HK$37,943
+HK$1,900/mo
Deposit HK$1.68M · loan HK$6.74M · min. income ≈ HK$72,086/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,659
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,675
−HK$1,032/mo
Today · 4.125%
HK$34,707
baseline
▲ 0.50% · 4.625%
HK$36,819
+HK$2,112/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$69,414/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,333
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,307
−HK$989/mo
Today · 4.125%
HK$38,296
baseline
▲ 0.50% · 4.625%
HK$40,314
+HK$2,018/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$76,592/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,580
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,656
−HK$1,092/mo
Today · 4.125%
HK$36,748
baseline
▲ 0.50% · 4.625%
HK$38,984
+HK$2,236/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$73,496/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,470
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,502
−HK$1,046/mo
Today · 4.125%
HK$40,548
baseline
▲ 0.50% · 4.625%
HK$42,686
+HK$2,138/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$81,096/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,750 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).