▼ 0.50% · 3.625%
HK$19,540
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,148
−HK$618/mo
Today · 4.125%
HK$20,766
baseline
▲ 0.50% · 4.625%
HK$22,029
+HK$1,263/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,532/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,738
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,322
−HK$591/mo
Today · 4.125%
HK$22,913
baseline
▲ 0.50% · 4.625%
HK$24,121
+HK$1,208/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,826/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,494
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,163
−HK$679/mo
Today · 4.125%
HK$22,842
baseline
▲ 0.50% · 4.625%
HK$24,232
+HK$1,390/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$45,684/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,912
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,554
−HK$650/mo
Today · 4.125%
HK$25,204
baseline
▲ 0.50% · 4.625%
HK$26,533
+HK$1,329/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$50,408/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,448
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,178
−HK$741/mo
Today · 4.125%
HK$24,919
baseline
▲ 0.50% · 4.625%
HK$26,435
+HK$1,516/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,838/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$257,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,086
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,786
−HK$710/mo
Today · 4.125%
HK$27,496
baseline
▲ 0.50% · 4.625%
HK$28,945
+HK$1,449/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$54,992/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$257,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,403
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,193
−HK$802/mo
Today · 4.125%
HK$26,995
baseline
▲ 0.50% · 4.625%
HK$28,638
+HK$1,643/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$53,990/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,260
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,018
−HK$769/mo
Today · 4.125%
HK$29,787
baseline
▲ 0.50% · 4.625%
HK$31,357
+HK$1,570/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,574/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,357
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,208
−HK$864/mo
Today · 4.125%
HK$29,072
baseline
▲ 0.50% · 4.625%
HK$30,841
+HK$1,769/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,144/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,434
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,250
−HK$828/mo
Today · 4.125%
HK$32,078
baseline
▲ 0.50% · 4.625%
HK$33,769
+HK$1,691/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,156/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,311
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,222
−HK$927/mo
Today · 4.125%
HK$31,149
baseline
▲ 0.50% · 4.625%
HK$33,044
+HK$1,895/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,298/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,608
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,482
−HK$887/mo
Today · 4.125%
HK$34,369
baseline
▲ 0.50% · 4.625%
HK$36,181
+HK$1,812/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,738/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,265
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,237
−HK$988/mo
Today · 4.125%
HK$33,225
baseline
▲ 0.50% · 4.625%
HK$35,247
+HK$2,022/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$66,450/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,782
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,714
−HK$947/mo
Today · 4.125%
HK$36,661
baseline
▲ 0.50% · 4.625%
HK$38,593
+HK$1,932/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$73,322/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,219
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,252
−HK$1,050/mo
Today · 4.125%
HK$35,302
baseline
▲ 0.50% · 4.625%
HK$37,450
+HK$2,148/mo
Deposit HK$1.29M · loan HK$7.28M · min. income ≈ HK$70,604/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,955
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,947
−HK$1,005/mo
Today · 4.125%
HK$38,952
baseline
▲ 0.50% · 4.625%
HK$41,005
+HK$2,053/mo
Deposit HK$1.29M · loan HK$7.28M · min. income ≈ HK$77,904/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,173
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,267
−HK$1,111/mo
Today · 4.125%
HK$37,378
baseline
▲ 0.50% · 4.625%
HK$39,653
+HK$2,275/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$74,756/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,129
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,179
−HK$1,064/mo
Today · 4.125%
HK$41,243
baseline
▲ 0.50% · 4.625%
HK$43,417
+HK$2,174/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$82,486/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,082 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).