▼ 0.50% · 3.625%
HK$20,995
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,648
−HK$663/mo
Today · 4.125%
HK$22,311
baseline
▲ 0.50% · 4.625%
HK$23,669
+HK$1,358/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,622/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,357
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,983
−HK$635/mo
Today · 4.125%
HK$24,618
baseline
▲ 0.50% · 4.625%
HK$25,916
+HK$1,298/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,236/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,094
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,813
−HK$729/mo
Today · 4.125%
HK$24,542
baseline
▲ 0.50% · 4.625%
HK$26,036
+HK$1,494/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,084/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,692
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,381
−HK$699/mo
Today · 4.125%
HK$27,080
baseline
▲ 0.50% · 4.625%
HK$28,508
+HK$1,428/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,160/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,194
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,977
−HK$797/mo
Today · 4.125%
HK$26,774
baseline
▲ 0.50% · 4.625%
HK$28,403
+HK$1,629/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,548/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,028
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,779
−HK$763/mo
Today · 4.125%
HK$29,542
baseline
▲ 0.50% · 4.625%
HK$31,099
+HK$1,557/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,084/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,293
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,142
−HK$863/mo
Today · 4.125%
HK$29,005
baseline
▲ 0.50% · 4.625%
HK$30,770
+HK$1,765/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$58,010/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,363
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,178
−HK$826/mo
Today · 4.125%
HK$32,004
baseline
▲ 0.50% · 4.625%
HK$33,691
+HK$1,687/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$64,008/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,393
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,307
−HK$929/mo
Today · 4.125%
HK$31,236
baseline
▲ 0.50% · 4.625%
HK$33,137
+HK$1,901/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$62,472/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,699
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,576
−HK$890/mo
Today · 4.125%
HK$34,466
baseline
▲ 0.50% · 4.625%
HK$36,282
+HK$1,816/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$68,932/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,492
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,472
−HK$995/mo
Today · 4.125%
HK$33,467
baseline
▲ 0.50% · 4.625%
HK$35,503
+HK$2,036/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$66,934/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,035
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,974
−HK$954/mo
Today · 4.125%
HK$36,928
baseline
▲ 0.50% · 4.625%
HK$38,874
+HK$1,946/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$73,856/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,592
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,637
−HK$1,061/mo
Today · 4.125%
HK$35,698
baseline
▲ 0.50% · 4.625%
HK$37,870
+HK$2,172/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$71,396/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,370
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,373
−HK$1,016/mo
Today · 4.125%
HK$39,389
baseline
▲ 0.50% · 4.625%
HK$41,466
+HK$2,077/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$78,778/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,691
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,801
−HK$1,128/mo
Today · 4.125%
HK$37,929
baseline
▲ 0.50% · 4.625%
HK$40,237
+HK$2,308/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$75,858/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,706
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,771
−HK$1,080/mo
Today · 4.125%
HK$41,851
baseline
▲ 0.50% · 4.625%
HK$44,057
+HK$2,206/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$83,702/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,791
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,966
−HK$1,194/mo
Today · 4.125%
HK$40,160
baseline
▲ 0.50% · 4.625%
HK$42,604
+HK$2,444/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$80,320/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,042
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,169
−HK$1,144/mo
Today · 4.125%
HK$44,313
baseline
▲ 0.50% · 4.625%
HK$46,649
+HK$2,336/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$88,626/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,722 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).