▼ 0.50% · 3.625%
HK$19,142
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,738
−HK$605/mo
Today · 4.125%
HK$20,343
baseline
▲ 0.50% · 4.625%
HK$21,581
+HK$1,238/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,686/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,296
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,867
−HK$579/mo
Today · 4.125%
HK$22,446
baseline
▲ 0.50% · 4.625%
HK$23,629
+HK$1,183/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,892/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,057
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,712
−HK$665/mo
Today · 4.125%
HK$22,377
baseline
▲ 0.50% · 4.625%
HK$23,739
+HK$1,362/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,754/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,425
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,054
−HK$637/mo
Today · 4.125%
HK$24,691
baseline
▲ 0.50% · 4.625%
HK$25,992
+HK$1,301/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,382/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,971
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,685
−HK$726/mo
Today · 4.125%
HK$24,411
baseline
▲ 0.50% · 4.625%
HK$25,897
+HK$1,486/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,822/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,555
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,240
−HK$695/mo
Today · 4.125%
HK$26,935
baseline
▲ 0.50% · 4.625%
HK$28,355
+HK$1,420/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,870/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,885
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,659
−HK$787/mo
Today · 4.125%
HK$26,446
baseline
▲ 0.50% · 4.625%
HK$28,055
+HK$1,609/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,892/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,684
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,427
−HK$753/mo
Today · 4.125%
HK$29,180
baseline
▲ 0.50% · 4.625%
HK$30,718
+HK$1,538/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,360/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,799
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,633
−HK$847/mo
Today · 4.125%
HK$28,480
baseline
▲ 0.50% · 4.625%
HK$30,213
+HK$1,733/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$56,960/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,814
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,614
−HK$811/mo
Today · 4.125%
HK$31,425
baseline
▲ 0.50% · 4.625%
HK$33,081
+HK$1,656/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,850/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,714
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,607
−HK$907/mo
Today · 4.125%
HK$30,514
baseline
▲ 0.50% · 4.625%
HK$32,371
+HK$1,857/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$61,028/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,944
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,800
−HK$869/mo
Today · 4.125%
HK$33,669
baseline
▲ 0.50% · 4.625%
HK$35,444
+HK$1,775/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$67,338/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,628
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,580
−HK$968/mo
Today · 4.125%
HK$32,548
baseline
▲ 0.50% · 4.625%
HK$34,529
+HK$1,981/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$65,096/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,073
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,987
−HK$927/mo
Today · 4.125%
HK$35,914
baseline
▲ 0.50% · 4.625%
HK$37,807
+HK$1,893/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$71,828/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,542
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,554
−HK$1,029/mo
Today · 4.125%
HK$34,583
baseline
▲ 0.50% · 4.625%
HK$36,687
+HK$2,104/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$69,166/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,203
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,174
−HK$985/mo
Today · 4.125%
HK$38,159
baseline
▲ 0.50% · 4.625%
HK$40,170
+HK$2,011/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$76,318/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,456
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,528
−HK$1,089/mo
Today · 4.125%
HK$36,617
baseline
▲ 0.50% · 4.625%
HK$38,845
+HK$2,228/mo
Deposit HK$839K · loan HK$7.56M · min. income ≈ HK$73,234/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,332
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,360
−HK$1,043/mo
Today · 4.125%
HK$40,403
baseline
▲ 0.50% · 4.625%
HK$42,533
+HK$2,130/mo
Deposit HK$839K · loan HK$7.56M · min. income ≈ HK$80,806/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,845 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).