▼ 0.50% · 3.625%
HK$19,415
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,019
−HK$613/mo
Today · 4.125%
HK$20,632
baseline
▲ 0.50% · 4.625%
HK$21,888
+HK$1,256/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,264/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,599
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,178
−HK$588/mo
Today · 4.125%
HK$22,766
baseline
▲ 0.50% · 4.625%
HK$23,966
+HK$1,200/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,532/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,356
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,021
−HK$675/mo
Today · 4.125%
HK$22,696
baseline
▲ 0.50% · 4.625%
HK$24,077
+HK$1,381/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,392/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,759
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,396
−HK$646/mo
Today · 4.125%
HK$25,042
baseline
▲ 0.50% · 4.625%
HK$26,362
+HK$1,320/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,084/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,298
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,023
−HK$736/mo
Today · 4.125%
HK$24,759
baseline
▲ 0.50% · 4.625%
HK$26,265
+HK$1,506/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,518/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,919
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,614
−HK$705/mo
Today · 4.125%
HK$27,319
baseline
▲ 0.50% · 4.625%
HK$28,759
+HK$1,440/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,638/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,239
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,024
−HK$798/mo
Today · 4.125%
HK$26,822
baseline
▲ 0.50% · 4.625%
HK$28,454
+HK$1,632/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,644/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,078
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,832
−HK$763/mo
Today · 4.125%
HK$29,595
baseline
▲ 0.50% · 4.625%
HK$31,155
+HK$1,560/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,190/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,181
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,026
−HK$859/mo
Today · 4.125%
HK$28,885
baseline
▲ 0.50% · 4.625%
HK$30,643
+HK$1,758/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$57,770/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,238
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,049
−HK$823/mo
Today · 4.125%
HK$31,872
baseline
▲ 0.50% · 4.625%
HK$33,552
+HK$1,680/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$63,744/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,122
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,028
−HK$920/mo
Today · 4.125%
HK$30,948
baseline
▲ 0.50% · 4.625%
HK$32,832
+HK$1,884/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$61,896/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,398
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,267
−HK$882/mo
Today · 4.125%
HK$34,149
baseline
▲ 0.50% · 4.625%
HK$35,949
+HK$1,800/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$68,298/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,064
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,030
−HK$982/mo
Today · 4.125%
HK$33,012
baseline
▲ 0.50% · 4.625%
HK$35,020
+HK$2,008/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$66,024/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,558
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,485
−HK$940/mo
Today · 4.125%
HK$36,425
baseline
▲ 0.50% · 4.625%
HK$38,345
+HK$1,920/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$72,850/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,005
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,032
−HK$1,043/mo
Today · 4.125%
HK$35,075
baseline
▲ 0.50% · 4.625%
HK$37,209
+HK$2,134/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$70,150/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,718
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,703
−HK$999/mo
Today · 4.125%
HK$38,702
baseline
▲ 0.50% · 4.625%
HK$40,742
+HK$2,040/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$77,404/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,947
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,034
−HK$1,104/mo
Today · 4.125%
HK$37,138
baseline
▲ 0.50% · 4.625%
HK$39,398
+HK$2,260/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$74,276/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,878
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,921
−HK$1,057/mo
Today · 4.125%
HK$40,978
baseline
▲ 0.50% · 4.625%
HK$43,138
+HK$2,160/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$81,956/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,430 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).