▼ 0.50% · 3.625%
HK$19,162
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,758
−HK$606/mo
Today · 4.125%
HK$20,364
baseline
▲ 0.50% · 4.625%
HK$21,603
+HK$1,239/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,728/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$252,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,318
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,890
−HK$580/mo
Today · 4.125%
HK$22,470
baseline
▲ 0.50% · 4.625%
HK$23,654
+HK$1,184/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,940/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$252,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,079
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,734
−HK$666/mo
Today · 4.125%
HK$22,400
baseline
▲ 0.50% · 4.625%
HK$23,763
+HK$1,363/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,800/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$252,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,450
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,079
−HK$638/mo
Today · 4.125%
HK$24,717
baseline
▲ 0.50% · 4.625%
HK$26,019
+HK$1,302/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,434/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$252,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,995
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,710
−HK$727/mo
Today · 4.125%
HK$24,437
baseline
▲ 0.50% · 4.625%
HK$25,924
+HK$1,487/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,874/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,581
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,268
−HK$696/mo
Today · 4.125%
HK$26,964
baseline
▲ 0.50% · 4.625%
HK$28,385
+HK$1,421/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,928/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,911
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,686
−HK$787/mo
Today · 4.125%
HK$26,473
baseline
▲ 0.50% · 4.625%
HK$28,084
+HK$1,611/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,946/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,713
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,457
−HK$754/mo
Today · 4.125%
HK$29,211
baseline
▲ 0.50% · 4.625%
HK$30,750
+HK$1,539/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,422/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,827
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,662
−HK$848/mo
Today · 4.125%
HK$28,510
baseline
▲ 0.50% · 4.625%
HK$30,244
+HK$1,734/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$57,020/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,845
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,646
−HK$812/mo
Today · 4.125%
HK$31,458
baseline
▲ 0.50% · 4.625%
HK$33,116
+HK$1,658/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,916/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,744
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,638
−HK$908/mo
Today · 4.125%
HK$30,546
baseline
▲ 0.50% · 4.625%
HK$32,405
+HK$1,859/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$61,092/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,977
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,834
−HK$870/mo
Today · 4.125%
HK$33,704
baseline
▲ 0.50% · 4.625%
HK$35,481
+HK$1,777/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$67,408/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,660
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,613
−HK$969/mo
Today · 4.125%
HK$32,582
baseline
▲ 0.50% · 4.625%
HK$34,565
+HK$1,983/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$65,164/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,109
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,023
−HK$928/mo
Today · 4.125%
HK$35,951
baseline
▲ 0.50% · 4.625%
HK$37,847
+HK$1,896/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$71,902/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,576
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,589
−HK$1,030/mo
Today · 4.125%
HK$34,619
baseline
▲ 0.50% · 4.625%
HK$36,725
+HK$2,106/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$69,238/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,240
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,212
−HK$986/mo
Today · 4.125%
HK$38,198
baseline
▲ 0.50% · 4.625%
HK$40,212
+HK$2,014/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$76,396/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,492
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,565
−HK$1,090/mo
Today · 4.125%
HK$36,655
baseline
▲ 0.50% · 4.625%
HK$38,886
+HK$2,231/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$73,310/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,372
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,401
−HK$1,044/mo
Today · 4.125%
HK$40,445
baseline
▲ 0.50% · 4.625%
HK$42,577
+HK$2,132/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$80,890/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,108 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).