▼ 0.50% · 3.625%
HK$22,792
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,501
−HK$720/mo
Today · 4.125%
HK$24,221
baseline
▲ 0.50% · 4.625%
HK$25,695
+HK$1,474/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,442/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,356
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,036
−HK$689/mo
Today · 4.125%
HK$26,725
baseline
▲ 0.50% · 4.625%
HK$28,134
+HK$1,409/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,450/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,071
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,851
−HK$792/mo
Today · 4.125%
HK$26,643
baseline
▲ 0.50% · 4.625%
HK$28,264
+HK$1,621/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$53,286/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,891
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,639
−HK$759/mo
Today · 4.125%
HK$29,398
baseline
▲ 0.50% · 4.625%
HK$30,948
+HK$1,550/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$58,796/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,350
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,201
−HK$864/mo
Today · 4.125%
HK$29,065
baseline
▲ 0.50% · 4.625%
HK$30,834
+HK$1,769/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,130/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,427
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,243
−HK$827/mo
Today · 4.125%
HK$32,070
baseline
▲ 0.50% · 4.625%
HK$33,761
+HK$1,691/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,140/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,629
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,551
−HK$936/mo
Today · 4.125%
HK$31,487
baseline
▲ 0.50% · 4.625%
HK$33,403
+HK$1,916/mo
Deposit HK$3.50M · loan HK$6.50M · min. income ≈ HK$62,974/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,962
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,846
−HK$897/mo
Today · 4.125%
HK$34,743
baseline
▲ 0.50% · 4.625%
HK$36,574
+HK$1,831/mo
Deposit HK$3.50M · loan HK$6.50M · min. income ≈ HK$69,486/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,908
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,901
−HK$1,008/mo
Today · 4.125%
HK$33,909
baseline
▲ 0.50% · 4.625%
HK$35,973
+HK$2,064/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$67,818/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,498
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,450
−HK$966/mo
Today · 4.125%
HK$37,416
baseline
▲ 0.50% · 4.625%
HK$39,388
+HK$1,972/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$74,832/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,188
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,251
−HK$1,080/mo
Today · 4.125%
HK$36,331
baseline
▲ 0.50% · 4.625%
HK$38,542
+HK$2,211/mo
Deposit HK$2.50M · loan HK$7.50M · min. income ≈ HK$72,662/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,033
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,053
−HK$1,035/mo
Today · 4.125%
HK$40,088
baseline
▲ 0.50% · 4.625%
HK$42,201
+HK$2,113/mo
Deposit HK$2.50M · loan HK$7.50M · min. income ≈ HK$80,176/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,467
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,601
−HK$1,152/mo
Today · 4.125%
HK$38,753
baseline
▲ 0.50% · 4.625%
HK$41,112
+HK$2,359/mo
Deposit HK$2.00M · loan HK$8.00M · min. income ≈ HK$77,506/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,569
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,657
−HK$1,104/mo
Today · 4.125%
HK$42,761
baseline
▲ 0.50% · 4.625%
HK$45,015
+HK$2,254/mo
Deposit HK$2.00M · loan HK$8.00M · min. income ≈ HK$85,522/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,746
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,951
−HK$1,225/mo
Today · 4.125%
HK$41,176
baseline
▲ 0.50% · 4.625%
HK$43,681
+HK$2,505/mo
Deposit HK$1.50M · loan HK$8.50M · min. income ≈ HK$82,352/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,104
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,260
−HK$1,173/mo
Today · 4.125%
HK$45,433
baseline
▲ 0.50% · 4.625%
HK$47,828
+HK$2,395/mo
Deposit HK$1.50M · loan HK$8.50M · min. income ≈ HK$90,866/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,025
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,301
−HK$1,297/mo
Today · 4.125%
HK$43,598
baseline
▲ 0.50% · 4.625%
HK$46,250
+HK$2,652/mo
Deposit HK$1000K · loan HK$9.00M · min. income ≈ HK$87,196/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,640
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,864
−HK$1,242/mo
Today · 4.125%
HK$48,106
baseline
▲ 0.50% · 4.625%
HK$50,641
+HK$2,535/mo
Deposit HK$1000K · loan HK$9.00M · min. income ≈ HK$96,212/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,524 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).