▼ 0.50% · 3.625%
HK$16,651
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,169
−HK$526/mo
Today · 4.125%
HK$17,695
baseline
▲ 0.50% · 4.625%
HK$18,771
+HK$1,076/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,390/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,524
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,020
−HK$504/mo
Today · 4.125%
HK$19,524
baseline
▲ 0.50% · 4.625%
HK$20,554
+HK$1,030/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,048/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,316
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,885
−HK$579/mo
Today · 4.125%
HK$19,464
baseline
▲ 0.50% · 4.625%
HK$20,649
+HK$1,185/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,928/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$219,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,376
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,922
−HK$555/mo
Today · 4.125%
HK$21,477
baseline
▲ 0.50% · 4.625%
HK$22,609
+HK$1,132/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$42,954/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$219,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,981
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,602
−HK$632/mo
Today · 4.125%
HK$21,234
baseline
▲ 0.50% · 4.625%
HK$22,526
+HK$1,292/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,468/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,228
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,825
−HK$604/mo
Today · 4.125%
HK$23,429
baseline
▲ 0.50% · 4.625%
HK$24,664
+HK$1,235/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,858/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,646
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,319
−HK$684/mo
Today · 4.125%
HK$23,003
baseline
▲ 0.50% · 4.625%
HK$24,403
+HK$1,400/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$46,006/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$219,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,081
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,727
−HK$655/mo
Today · 4.125%
HK$25,382
baseline
▲ 0.50% · 4.625%
HK$26,720
+HK$1,338/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,764/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$219,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,311
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,036
−HK$737/mo
Today · 4.125%
HK$24,773
baseline
▲ 0.50% · 4.625%
HK$26,280
+HK$1,507/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,546/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,933
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,629
−HK$705/mo
Today · 4.125%
HK$27,334
baseline
▲ 0.50% · 4.625%
HK$28,775
+HK$1,441/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,668/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,976
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,753
−HK$789/mo
Today · 4.125%
HK$26,542
baseline
▲ 0.50% · 4.625%
HK$28,157
+HK$1,615/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,084/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$219,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,785
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,531
−HK$756/mo
Today · 4.125%
HK$29,287
baseline
▲ 0.50% · 4.625%
HK$30,830
+HK$1,543/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,574/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$219,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,641
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,470
−HK$842/mo
Today · 4.125%
HK$28,312
baseline
▲ 0.50% · 4.625%
HK$30,034
+HK$1,722/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$56,624/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,638
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,433
−HK$806/mo
Today · 4.125%
HK$31,239
baseline
▲ 0.50% · 4.625%
HK$32,886
+HK$1,647/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$62,478/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,306
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,187
−HK$894/mo
Today · 4.125%
HK$30,081
baseline
▲ 0.50% · 4.625%
HK$31,911
+HK$1,830/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$60,162/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,490
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,335
−HK$857/mo
Today · 4.125%
HK$33,192
baseline
▲ 0.50% · 4.625%
HK$34,941
+HK$1,749/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$66,384/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,971
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,903
−HK$948/mo
Today · 4.125%
HK$31,851
baseline
▲ 0.50% · 4.625%
HK$33,789
+HK$1,938/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$63,702/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$219,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,343
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,237
−HK$907/mo
Today · 4.125%
HK$35,144
baseline
▲ 0.50% · 4.625%
HK$36,996
+HK$1,852/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$70,288/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$219,063 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).