▼ 0.50% · 3.625%
HK$15,274
−HK$957/mo
▼ 0.25% · 3.875%
HK$15,749
−HK$482/mo
Today · 4.125%
HK$16,231
baseline
▲ 0.50% · 4.625%
HK$17,219
+HK$988/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$32,462/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$200,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,992
−HK$918/mo
▼ 0.25% · 3.875%
HK$17,448
−HK$462/mo
Today · 4.125%
HK$17,910
baseline
▲ 0.50% · 4.625%
HK$18,854
+HK$944/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$35,820/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$200,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,801
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,324
−HK$531/mo
Today · 4.125%
HK$17,855
baseline
▲ 0.50% · 4.625%
HK$18,941
+HK$1,086/mo
Deposit HK$3.01M · loan HK$3.68M · min. income ≈ HK$35,710/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$200,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,691
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,192
−HK$509/mo
Today · 4.125%
HK$19,701
baseline
▲ 0.50% · 4.625%
HK$20,739
+HK$1,038/mo
Deposit HK$3.01M · loan HK$3.68M · min. income ≈ HK$39,402/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$200,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,328
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,899
−HK$579/mo
Today · 4.125%
HK$19,478
baseline
▲ 0.50% · 4.625%
HK$20,663
+HK$1,185/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$38,956/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$200,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,390
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,937
−HK$555/mo
Today · 4.125%
HK$21,492
baseline
▲ 0.50% · 4.625%
HK$22,625
+HK$1,133/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$42,984/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$200,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,856
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,473
−HK$628/mo
Today · 4.125%
HK$21,101
baseline
▲ 0.50% · 4.625%
HK$22,385
+HK$1,284/mo
Deposit HK$2.34M · loan HK$4.35M · min. income ≈ HK$42,202/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$200,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,089
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,682
−HK$601/mo
Today · 4.125%
HK$23,283
baseline
▲ 0.50% · 4.625%
HK$24,510
+HK$1,227/mo
Deposit HK$2.34M · loan HK$4.35M · min. income ≈ HK$46,566/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$200,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,383
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,048
−HK$676/mo
Today · 4.125%
HK$22,724
baseline
▲ 0.50% · 4.625%
HK$24,107
+HK$1,383/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$45,448/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,789
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,427
−HK$647/mo
Today · 4.125%
HK$25,074
baseline
▲ 0.50% · 4.625%
HK$26,395
+HK$1,321/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$50,148/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,911
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,623
−HK$724/mo
Today · 4.125%
HK$24,347
baseline
▲ 0.50% · 4.625%
HK$25,829
+HK$1,482/mo
Deposit HK$1.67M · loan HK$5.02M · min. income ≈ HK$48,694/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$200,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,488
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,171
−HK$694/mo
Today · 4.125%
HK$26,865
baseline
▲ 0.50% · 4.625%
HK$28,281
+HK$1,416/mo
Deposit HK$1.67M · loan HK$5.02M · min. income ≈ HK$53,730/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$200,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,438
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,198
−HK$772/mo
Today · 4.125%
HK$25,970
baseline
▲ 0.50% · 4.625%
HK$27,551
+HK$1,581/mo
Deposit HK$1.34M · loan HK$5.36M · min. income ≈ HK$51,940/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$200,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,187
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,916
−HK$740/mo
Today · 4.125%
HK$28,656
baseline
▲ 0.50% · 4.625%
HK$30,166
+HK$1,510/mo
Deposit HK$1.34M · loan HK$5.36M · min. income ≈ HK$57,312/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$200,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,965
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,773
−HK$821/mo
Today · 4.125%
HK$27,594
baseline
▲ 0.50% · 4.625%
HK$29,273
+HK$1,679/mo
Deposit HK$1.00M · loan HK$5.69M · min. income ≈ HK$55,188/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$200,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,886
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,661
−HK$786/mo
Today · 4.125%
HK$30,447
baseline
▲ 0.50% · 4.625%
HK$32,052
+HK$1,605/mo
Deposit HK$1.00M · loan HK$5.69M · min. income ≈ HK$60,894/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$200,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,493
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,348
−HK$869/mo
Today · 4.125%
HK$29,217
baseline
▲ 0.50% · 4.625%
HK$30,994
+HK$1,777/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$58,434/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$200,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,585
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,406
−HK$832/mo
Today · 4.125%
HK$32,238
baseline
▲ 0.50% · 4.625%
HK$33,937
+HK$1,699/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$64,476/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$200,948 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).