▼ 0.50% · 3.625%
HK$19,395
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$19,999
−HK$613/mo
Today · 4.125%
HK$20,612
baseline
▲ 0.50% · 4.625%
HK$21,866
+HK$1,254/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,224/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,577
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,156
−HK$587/mo
Today · 4.125%
HK$22,743
baseline
▲ 0.50% · 4.625%
HK$23,942
+HK$1,199/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,486/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,335
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,999
−HK$674/mo
Today · 4.125%
HK$22,673
baseline
▲ 0.50% · 4.625%
HK$24,052
+HK$1,379/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,346/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,735
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,372
−HK$645/mo
Today · 4.125%
HK$25,017
baseline
▲ 0.50% · 4.625%
HK$26,336
+HK$1,319/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,034/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,275
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,998
−HK$736/mo
Today · 4.125%
HK$24,734
baseline
▲ 0.50% · 4.625%
HK$26,239
+HK$1,505/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,468/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,893
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,587
−HK$705/mo
Today · 4.125%
HK$27,292
baseline
▲ 0.50% · 4.625%
HK$28,730
+HK$1,438/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,584/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,214
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,998
−HK$797/mo
Today · 4.125%
HK$26,795
baseline
▲ 0.50% · 4.625%
HK$28,426
+HK$1,631/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,590/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,050
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,803
−HK$763/mo
Today · 4.125%
HK$29,566
baseline
▲ 0.50% · 4.625%
HK$31,124
+HK$1,558/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,132/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,154
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,998
−HK$858/mo
Today · 4.125%
HK$28,856
baseline
▲ 0.50% · 4.625%
HK$30,612
+HK$1,756/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,712/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,208
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,018
−HK$822/mo
Today · 4.125%
HK$31,840
baseline
▲ 0.50% · 4.625%
HK$33,518
+HK$1,678/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,680/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,093
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$29,998
−HK$920/mo
Today · 4.125%
HK$30,918
baseline
▲ 0.50% · 4.625%
HK$32,799
+HK$1,881/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$61,836/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,366
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,234
−HK$880/mo
Today · 4.125%
HK$34,114
baseline
▲ 0.50% · 4.625%
HK$35,913
+HK$1,799/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$68,228/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,033
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,998
−HK$981/mo
Today · 4.125%
HK$32,979
baseline
▲ 0.50% · 4.625%
HK$34,985
+HK$2,006/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$65,958/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,524
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,449
−HK$940/mo
Today · 4.125%
HK$36,389
baseline
▲ 0.50% · 4.625%
HK$38,307
+HK$1,918/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$72,778/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,972
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$33,998
−HK$1,042/mo
Today · 4.125%
HK$35,040
baseline
▲ 0.50% · 4.625%
HK$37,172
+HK$2,132/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$70,080/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,681
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,665
−HK$998/mo
Today · 4.125%
HK$38,663
baseline
▲ 0.50% · 4.625%
HK$40,701
+HK$2,038/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$77,326/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,912
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,998
−HK$1,103/mo
Today · 4.125%
HK$37,101
baseline
▲ 0.50% · 4.625%
HK$39,359
+HK$2,258/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$74,202/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,839
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,881
−HK$1,056/mo
Today · 4.125%
HK$40,937
baseline
▲ 0.50% · 4.625%
HK$43,095
+HK$2,158/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$81,874/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,175 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).