▼ 0.50% · 3.625%
HK$20,810
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,457
−HK$657/mo
Today · 4.125%
HK$22,114
baseline
▲ 0.50% · 4.625%
HK$23,460
+HK$1,346/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,228/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$282,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,150
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,771
−HK$630/mo
Today · 4.125%
HK$24,401
baseline
▲ 0.50% · 4.625%
HK$25,687
+HK$1,286/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,802/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$282,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,890
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,603
−HK$723/mo
Today · 4.125%
HK$24,326
baseline
▲ 0.50% · 4.625%
HK$25,806
+HK$1,480/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$48,652/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,465
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,148
−HK$693/mo
Today · 4.125%
HK$26,841
baseline
▲ 0.50% · 4.625%
HK$28,256
+HK$1,415/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$53,682/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,971
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,748
−HK$789/mo
Today · 4.125%
HK$26,537
baseline
▲ 0.50% · 4.625%
HK$28,152
+HK$1,615/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,074/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,780
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,526
−HK$755/mo
Today · 4.125%
HK$29,281
baseline
▲ 0.50% · 4.625%
HK$30,825
+HK$1,544/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,562/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,052
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,894
−HK$855/mo
Today · 4.125%
HK$28,749
baseline
▲ 0.50% · 4.625%
HK$30,498
+HK$1,749/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$57,498/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,096
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,903
−HK$818/mo
Today · 4.125%
HK$31,721
baseline
▲ 0.50% · 4.625%
HK$33,394
+HK$1,673/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$63,442/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,133
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,040
−HK$920/mo
Today · 4.125%
HK$30,960
baseline
▲ 0.50% · 4.625%
HK$32,844
+HK$1,884/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,920/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,411
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,280
−HK$882/mo
Today · 4.125%
HK$34,162
baseline
▲ 0.50% · 4.625%
HK$35,962
+HK$1,800/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,324/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,214
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,185
−HK$987/mo
Today · 4.125%
HK$33,172
baseline
▲ 0.50% · 4.625%
HK$35,190
+HK$2,018/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$66,344/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,726
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,657
−HK$945/mo
Today · 4.125%
HK$36,602
baseline
▲ 0.50% · 4.625%
HK$38,531
+HK$1,929/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$73,204/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,295
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,331
−HK$1,052/mo
Today · 4.125%
HK$35,383
baseline
▲ 0.50% · 4.625%
HK$37,536
+HK$2,153/mo
Deposit HK$1.83M · loan HK$7.30M · min. income ≈ HK$70,766/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,041
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,034
−HK$1,008/mo
Today · 4.125%
HK$39,042
baseline
▲ 0.50% · 4.625%
HK$41,100
+HK$2,058/mo
Deposit HK$1.83M · loan HK$7.30M · min. income ≈ HK$78,084/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,376
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,477
−HK$1,118/mo
Today · 4.125%
HK$37,595
baseline
▲ 0.50% · 4.625%
HK$39,882
+HK$2,287/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$75,190/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,356
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,411
−HK$1,071/mo
Today · 4.125%
HK$41,482
baseline
▲ 0.50% · 4.625%
HK$43,669
+HK$2,187/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$82,964/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,457
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,622
−HK$1,184/mo
Today · 4.125%
HK$39,806
baseline
▲ 0.50% · 4.625%
HK$42,228
+HK$2,422/mo
Deposit HK$913K · loan HK$8.21M · min. income ≈ HK$79,612/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$282,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,671
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,788
−HK$1,134/mo
Today · 4.125%
HK$43,922
baseline
▲ 0.50% · 4.625%
HK$46,237
+HK$2,315/mo
Deposit HK$913K · loan HK$8.21M · min. income ≈ HK$87,844/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$282,597 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).