▼ 0.50% · 3.625%
HK$20,677
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,321
−HK$653/mo
Today · 4.125%
HK$21,974
baseline
▲ 0.50% · 4.625%
HK$23,311
+HK$1,337/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,948/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,003
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,620
−HK$626/mo
Today · 4.125%
HK$24,246
baseline
▲ 0.50% · 4.625%
HK$25,524
+HK$1,278/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,492/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,745
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,453
−HK$719/mo
Today · 4.125%
HK$24,172
baseline
▲ 0.50% · 4.625%
HK$25,642
+HK$1,470/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,344/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,304
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,982
−HK$689/mo
Today · 4.125%
HK$26,671
baseline
▲ 0.50% · 4.625%
HK$28,077
+HK$1,406/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,342/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,813
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,585
−HK$784/mo
Today · 4.125%
HK$26,369
baseline
▲ 0.50% · 4.625%
HK$27,973
+HK$1,604/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,738/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,604
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,344
−HK$752/mo
Today · 4.125%
HK$29,096
baseline
▲ 0.50% · 4.625%
HK$30,629
+HK$1,533/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,192/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,881
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,717
−HK$849/mo
Today · 4.125%
HK$28,566
baseline
▲ 0.50% · 4.625%
HK$30,305
+HK$1,739/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,132/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,904
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,707
−HK$813/mo
Today · 4.125%
HK$31,520
baseline
▲ 0.50% · 4.625%
HK$33,182
+HK$1,662/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$63,040/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,948
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,849
−HK$915/mo
Today · 4.125%
HK$30,764
baseline
▲ 0.50% · 4.625%
HK$32,636
+HK$1,872/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,528/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,205
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,069
−HK$876/mo
Today · 4.125%
HK$33,945
baseline
▲ 0.50% · 4.625%
HK$35,734
+HK$1,789/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,890/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,016
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,981
−HK$980/mo
Today · 4.125%
HK$32,961
baseline
▲ 0.50% · 4.625%
HK$34,967
+HK$2,006/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,922/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,505
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,431
−HK$938/mo
Today · 4.125%
HK$36,369
baseline
▲ 0.50% · 4.625%
HK$38,286
+HK$1,917/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,738/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,084
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,113
−HK$1,046/mo
Today · 4.125%
HK$35,159
baseline
▲ 0.50% · 4.625%
HK$37,298
+HK$2,139/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,318/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,806
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,793
−HK$1,001/mo
Today · 4.125%
HK$38,794
baseline
▲ 0.50% · 4.625%
HK$40,839
+HK$2,045/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,588/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,152
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,245
−HK$1,111/mo
Today · 4.125%
HK$37,356
baseline
▲ 0.50% · 4.625%
HK$39,629
+HK$2,273/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,712/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,106
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,155
−HK$1,064/mo
Today · 4.125%
HK$41,219
baseline
▲ 0.50% · 4.625%
HK$43,391
+HK$2,172/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,438/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,219
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,377
−HK$1,176/mo
Today · 4.125%
HK$39,553
baseline
▲ 0.50% · 4.625%
HK$41,960
+HK$2,407/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$79,106/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,406
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,517
−HK$1,126/mo
Today · 4.125%
HK$43,643
baseline
▲ 0.50% · 4.625%
HK$45,944
+HK$2,301/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$87,286/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,804 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).