▼ 0.50% · 3.625%
HK$19,467
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,072
−HK$615/mo
Today · 4.125%
HK$20,687
baseline
▲ 0.50% · 4.625%
HK$21,946
+HK$1,259/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,374/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$256,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,656
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,237
−HK$589/mo
Today · 4.125%
HK$22,826
baseline
▲ 0.50% · 4.625%
HK$24,030
+HK$1,204/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,652/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$256,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,413
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,079
−HK$677/mo
Today · 4.125%
HK$22,756
baseline
▲ 0.50% · 4.625%
HK$24,141
+HK$1,385/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$45,512/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,822
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,461
−HK$648/mo
Today · 4.125%
HK$25,109
baseline
▲ 0.50% · 4.625%
HK$26,433
+HK$1,324/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$50,218/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,360
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,086
−HK$739/mo
Today · 4.125%
HK$24,825
baseline
▲ 0.50% · 4.625%
HK$26,335
+HK$1,510/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,650/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,988
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,685
−HK$707/mo
Today · 4.125%
HK$27,392
baseline
▲ 0.50% · 4.625%
HK$28,835
+HK$1,443/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,784/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,306
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,094
−HK$799/mo
Today · 4.125%
HK$26,893
baseline
▲ 0.50% · 4.625%
HK$28,530
+HK$1,637/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,786/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,153
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,908
−HK$766/mo
Today · 4.125%
HK$29,674
baseline
▲ 0.50% · 4.625%
HK$31,238
+HK$1,564/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,348/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,253
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,101
−HK$861/mo
Today · 4.125%
HK$28,962
baseline
▲ 0.50% · 4.625%
HK$30,724
+HK$1,762/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,924/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,319
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,132
−HK$825/mo
Today · 4.125%
HK$31,957
baseline
▲ 0.50% · 4.625%
HK$33,641
+HK$1,684/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,914/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,200
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,108
−HK$923/mo
Today · 4.125%
HK$31,031
baseline
▲ 0.50% · 4.625%
HK$32,919
+HK$1,888/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$62,062/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,484
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,356
−HK$884/mo
Today · 4.125%
HK$34,240
baseline
▲ 0.50% · 4.625%
HK$36,044
+HK$1,804/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,480/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,146
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,115
−HK$985/mo
Today · 4.125%
HK$33,100
baseline
▲ 0.50% · 4.625%
HK$35,114
+HK$2,014/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,200/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,650
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,579
−HK$943/mo
Today · 4.125%
HK$36,522
baseline
▲ 0.50% · 4.625%
HK$38,447
+HK$1,925/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,044/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,093
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,122
−HK$1,046/mo
Today · 4.125%
HK$35,168
baseline
▲ 0.50% · 4.625%
HK$37,308
+HK$2,140/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,336/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,816
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,803
−HK$1,002/mo
Today · 4.125%
HK$38,805
baseline
▲ 0.50% · 4.625%
HK$40,850
+HK$2,045/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,610/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,040
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,130
−HK$1,107/mo
Today · 4.125%
HK$37,237
baseline
▲ 0.50% · 4.625%
HK$39,503
+HK$2,266/mo
Deposit HK$854K · loan HK$7.68M · min. income ≈ HK$74,474/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,981
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,027
−HK$1,060/mo
Today · 4.125%
HK$41,087
baseline
▲ 0.50% · 4.625%
HK$43,253
+HK$2,166/mo
Deposit HK$854K · loan HK$7.68M · min. income ≈ HK$82,174/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,110 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).