▼ 0.50% · 3.625%
HK$16,646
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,164
−HK$526/mo
Today · 4.125%
HK$17,690
baseline
▲ 0.50% · 4.625%
HK$18,766
+HK$1,076/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,380/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,519
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,015
−HK$504/mo
Today · 4.125%
HK$19,519
baseline
▲ 0.50% · 4.625%
HK$20,548
+HK$1,029/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,038/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,311
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,880
−HK$579/mo
Today · 4.125%
HK$19,459
baseline
▲ 0.50% · 4.625%
HK$20,643
+HK$1,184/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,918/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$219,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,370
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,917
−HK$554/mo
Today · 4.125%
HK$21,471
baseline
▲ 0.50% · 4.625%
HK$22,603
+HK$1,132/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$42,942/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$219,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,975
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,597
−HK$631/mo
Today · 4.125%
HK$21,228
baseline
▲ 0.50% · 4.625%
HK$22,519
+HK$1,291/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,456/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,222
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,818
−HK$605/mo
Today · 4.125%
HK$23,423
baseline
▲ 0.50% · 4.625%
HK$24,657
+HK$1,234/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,846/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,640
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,313
−HK$684/mo
Today · 4.125%
HK$22,997
baseline
▲ 0.50% · 4.625%
HK$24,396
+HK$1,399/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$45,994/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$219,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,074
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,720
−HK$655/mo
Today · 4.125%
HK$25,375
baseline
▲ 0.50% · 4.625%
HK$26,712
+HK$1,337/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,750/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$219,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,304
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,029
−HK$737/mo
Today · 4.125%
HK$24,766
baseline
▲ 0.50% · 4.625%
HK$26,273
+HK$1,507/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,532/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,926
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,621
−HK$706/mo
Today · 4.125%
HK$27,327
baseline
▲ 0.50% · 4.625%
HK$28,767
+HK$1,440/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,654/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,969
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,746
−HK$789/mo
Today · 4.125%
HK$26,535
baseline
▲ 0.50% · 4.625%
HK$28,149
+HK$1,614/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,070/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$219,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,778
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,523
−HK$756/mo
Today · 4.125%
HK$29,279
baseline
▲ 0.50% · 4.625%
HK$30,822
+HK$1,543/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,558/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$219,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,634
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,462
−HK$842/mo
Today · 4.125%
HK$28,304
baseline
▲ 0.50% · 4.625%
HK$30,026
+HK$1,722/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$56,608/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,630
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,424
−HK$806/mo
Today · 4.125%
HK$31,230
baseline
▲ 0.50% · 4.625%
HK$32,877
+HK$1,647/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$62,460/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,298
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,178
−HK$895/mo
Today · 4.125%
HK$30,073
baseline
▲ 0.50% · 4.625%
HK$31,903
+HK$1,830/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$60,146/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,481
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,326
−HK$856/mo
Today · 4.125%
HK$33,182
baseline
▲ 0.50% · 4.625%
HK$34,931
+HK$1,749/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$66,364/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,963
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,895
−HK$947/mo
Today · 4.125%
HK$31,842
baseline
▲ 0.50% · 4.625%
HK$33,779
+HK$1,937/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$63,684/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$219,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,333
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,227
−HK$907/mo
Today · 4.125%
HK$35,134
baseline
▲ 0.50% · 4.625%
HK$36,986
+HK$1,852/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$70,268/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$219,002 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).