▼ 0.50% · 3.625%
HK$22,241
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,933
−HK$702/mo
Today · 4.125%
HK$23,635
baseline
▲ 0.50% · 4.625%
HK$25,074
+HK$1,439/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,270/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,743
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,406
−HK$673/mo
Today · 4.125%
HK$26,079
baseline
▲ 0.50% · 4.625%
HK$27,454
+HK$1,375/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,158/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,465
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,226
−HK$773/mo
Today · 4.125%
HK$25,999
baseline
▲ 0.50% · 4.625%
HK$27,581
+HK$1,582/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$51,998/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$345,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,217
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,947
−HK$740/mo
Today · 4.125%
HK$28,687
baseline
▲ 0.50% · 4.625%
HK$30,200
+HK$1,513/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$57,374/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$345,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,689
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,519
−HK$844/mo
Today · 4.125%
HK$28,363
baseline
▲ 0.50% · 4.625%
HK$30,088
+HK$1,725/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,726/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,691
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,487
−HK$808/mo
Today · 4.125%
HK$31,295
baseline
▲ 0.50% · 4.625%
HK$32,945
+HK$1,650/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,590/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,913
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,812
−HK$914/mo
Today · 4.125%
HK$30,726
baseline
▲ 0.50% · 4.625%
HK$32,596
+HK$1,870/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$61,452/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,165
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,028
−HK$875/mo
Today · 4.125%
HK$33,903
baseline
▲ 0.50% · 4.625%
HK$35,690
+HK$1,787/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$67,806/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,137
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,106
−HK$984/mo
Today · 4.125%
HK$33,090
baseline
▲ 0.50% · 4.625%
HK$35,103
+HK$2,013/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,180/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,640
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,569
−HK$942/mo
Today · 4.125%
HK$36,511
baseline
▲ 0.50% · 4.625%
HK$38,436
+HK$1,925/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,022/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,361
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,399
−HK$1,054/mo
Today · 4.125%
HK$35,453
baseline
▲ 0.50% · 4.625%
HK$37,610
+HK$2,157/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$70,906/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$345,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,114
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,109
−HK$1,010/mo
Today · 4.125%
HK$39,119
baseline
▲ 0.50% · 4.625%
HK$41,181
+HK$2,062/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$78,238/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$345,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,585
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,692
−HK$1,125/mo
Today · 4.125%
HK$37,817
baseline
▲ 0.50% · 4.625%
HK$40,118
+HK$2,301/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$75,634/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,588
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,650
−HK$1,077/mo
Today · 4.125%
HK$41,727
baseline
▲ 0.50% · 4.625%
HK$43,927
+HK$2,200/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$83,454/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,809
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,985
−HK$1,195/mo
Today · 4.125%
HK$40,180
baseline
▲ 0.50% · 4.625%
HK$42,625
+HK$2,445/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$80,360/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,063
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,191
−HK$1,144/mo
Today · 4.125%
HK$44,335
baseline
▲ 0.50% · 4.625%
HK$46,672
+HK$2,337/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$88,670/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,033
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,279
−HK$1,265/mo
Today · 4.125%
HK$42,544
baseline
▲ 0.50% · 4.625%
HK$45,133
+HK$2,589/mo
Deposit HK$975K · loan HK$8.78M · min. income ≈ HK$85,088/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,537
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,731
−HK$1,212/mo
Today · 4.125%
HK$46,943
baseline
▲ 0.50% · 4.625%
HK$49,417
+HK$2,474/mo
Deposit HK$975K · loan HK$8.78M · min. income ≈ HK$93,886/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,364 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).