▼ 0.50% · 3.625%
HK$19,036
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,629
−HK$601/mo
Today · 4.125%
HK$20,230
baseline
▲ 0.50% · 4.625%
HK$21,461
+HK$1,231/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,460/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,178
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,746
−HK$576/mo
Today · 4.125%
HK$22,322
baseline
▲ 0.50% · 4.625%
HK$23,499
+HK$1,177/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,644/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,940
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,591
−HK$662/mo
Today · 4.125%
HK$22,253
baseline
▲ 0.50% · 4.625%
HK$23,607
+HK$1,354/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$44,506/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,296
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,920
−HK$634/mo
Today · 4.125%
HK$24,554
baseline
▲ 0.50% · 4.625%
HK$25,849
+HK$1,295/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$49,108/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,844
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,554
−HK$722/mo
Today · 4.125%
HK$24,276
baseline
▲ 0.50% · 4.625%
HK$25,753
+HK$1,477/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,552/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,413
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,095
−HK$691/mo
Today · 4.125%
HK$26,786
baseline
▲ 0.50% · 4.625%
HK$28,198
+HK$1,412/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,572/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,747
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,517
−HK$782/mo
Today · 4.125%
HK$26,299
baseline
▲ 0.50% · 4.625%
HK$27,899
+HK$1,600/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,598/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,531
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,270
−HK$749/mo
Today · 4.125%
HK$29,019
baseline
▲ 0.50% · 4.625%
HK$30,548
+HK$1,529/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,038/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,651
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,480
−HK$842/mo
Today · 4.125%
HK$28,322
baseline
▲ 0.50% · 4.625%
HK$30,046
+HK$1,724/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,644/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,649
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,444
−HK$807/mo
Today · 4.125%
HK$31,251
baseline
▲ 0.50% · 4.625%
HK$32,898
+HK$1,647/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,502/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,555
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,443
−HK$902/mo
Today · 4.125%
HK$30,345
baseline
▲ 0.50% · 4.625%
HK$32,192
+HK$1,847/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,690/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,767
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,619
−HK$864/mo
Today · 4.125%
HK$33,483
baseline
▲ 0.50% · 4.625%
HK$35,248
+HK$1,765/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$66,966/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,458
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,406
−HK$962/mo
Today · 4.125%
HK$32,368
baseline
▲ 0.50% · 4.625%
HK$34,338
+HK$1,970/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,736/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,885
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,793
−HK$922/mo
Today · 4.125%
HK$35,715
baseline
▲ 0.50% · 4.625%
HK$37,598
+HK$1,883/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,430/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,362
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,369
−HK$1,022/mo
Today · 4.125%
HK$34,391
baseline
▲ 0.50% · 4.625%
HK$36,484
+HK$2,093/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,782/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,002
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,968
−HK$979/mo
Today · 4.125%
HK$37,947
baseline
▲ 0.50% · 4.625%
HK$39,948
+HK$2,001/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,894/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,266
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,331
−HK$1,083/mo
Today · 4.125%
HK$36,414
baseline
▲ 0.50% · 4.625%
HK$38,630
+HK$2,216/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$72,828/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,120
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,142
−HK$1,038/mo
Today · 4.125%
HK$40,180
baseline
▲ 0.50% · 4.625%
HK$42,298
+HK$2,118/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$80,360/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,452 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).