▼ 0.50% · 3.625%
HK$20,270
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,901
−HK$640/mo
Today · 4.125%
HK$21,541
baseline
▲ 0.50% · 4.625%
HK$22,852
+HK$1,311/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,082/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,550
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,155
−HK$614/mo
Today · 4.125%
HK$23,769
baseline
▲ 0.50% · 4.625%
HK$25,022
+HK$1,253/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,538/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,297
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$22,991
−HK$705/mo
Today · 4.125%
HK$23,696
baseline
▲ 0.50% · 4.625%
HK$25,137
+HK$1,441/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,392/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,805
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,471
−HK$675/mo
Today · 4.125%
HK$26,146
baseline
▲ 0.50% · 4.625%
HK$27,524
+HK$1,378/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,292/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,324
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,081
−HK$769/mo
Today · 4.125%
HK$25,850
baseline
▲ 0.50% · 4.625%
HK$27,423
+HK$1,573/mo
Deposit HK$3.56M · loan HK$5.33M · min. income ≈ HK$51,700/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,061
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,786
−HK$737/mo
Today · 4.125%
HK$28,523
baseline
▲ 0.50% · 4.625%
HK$30,026
+HK$1,503/mo
Deposit HK$3.56M · loan HK$5.33M · min. income ≈ HK$57,046/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,351
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,171
−HK$833/mo
Today · 4.125%
HK$28,004
baseline
▲ 0.50% · 4.625%
HK$29,708
+HK$1,704/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$56,008/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,316
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,102
−HK$797/mo
Today · 4.125%
HK$30,899
baseline
▲ 0.50% · 4.625%
HK$32,528
+HK$1,629/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,798/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,378
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,261
−HK$897/mo
Today · 4.125%
HK$30,158
baseline
▲ 0.50% · 4.625%
HK$31,993
+HK$1,835/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$60,316/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,571
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,417
−HK$859/mo
Today · 4.125%
HK$33,276
baseline
▲ 0.50% · 4.625%
HK$35,030
+HK$1,754/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$66,552/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,405
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,351
−HK$961/mo
Today · 4.125%
HK$32,312
baseline
▲ 0.50% · 4.625%
HK$34,278
+HK$1,966/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$64,624/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,826
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,733
−HK$920/mo
Today · 4.125%
HK$35,653
baseline
▲ 0.50% · 4.625%
HK$37,532
+HK$1,879/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$71,306/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,432
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,441
−HK$1,025/mo
Today · 4.125%
HK$34,466
baseline
▲ 0.50% · 4.625%
HK$36,563
+HK$2,097/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$68,932/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,081
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,048
−HK$982/mo
Today · 4.125%
HK$38,030
baseline
▲ 0.50% · 4.625%
HK$40,035
+HK$2,005/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$76,060/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,459
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,531
−HK$1,089/mo
Today · 4.125%
HK$36,620
baseline
▲ 0.50% · 4.625%
HK$38,849
+HK$2,229/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$73,240/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,336
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,364
−HK$1,043/mo
Today · 4.125%
HK$40,407
baseline
▲ 0.50% · 4.625%
HK$42,537
+HK$2,130/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$80,814/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,486
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,621
−HK$1,153/mo
Today · 4.125%
HK$38,774
baseline
▲ 0.50% · 4.625%
HK$41,134
+HK$2,360/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$77,548/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,591
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,679
−HK$1,105/mo
Today · 4.125%
HK$42,784
baseline
▲ 0.50% · 4.625%
HK$45,039
+HK$2,255/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$85,568/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,684 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).