▼ 0.50% · 3.625%
HK$20,027
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,650
−HK$633/mo
Today · 4.125%
HK$21,283
baseline
▲ 0.50% · 4.625%
HK$22,578
+HK$1,295/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,566/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,280
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,877
−HK$606/mo
Today · 4.125%
HK$23,483
baseline
▲ 0.50% · 4.625%
HK$24,721
+HK$1,238/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,966/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,030
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,715
−HK$696/mo
Today · 4.125%
HK$23,411
baseline
▲ 0.50% · 4.625%
HK$24,836
+HK$1,425/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$46,822/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,508
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,165
−HK$667/mo
Today · 4.125%
HK$25,832
baseline
▲ 0.50% · 4.625%
HK$27,193
+HK$1,361/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$51,664/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,032
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,780
−HK$759/mo
Today · 4.125%
HK$25,539
baseline
▲ 0.50% · 4.625%
HK$27,093
+HK$1,554/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$51,078/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,736
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,453
−HK$727/mo
Today · 4.125%
HK$28,180
baseline
▲ 0.50% · 4.625%
HK$29,666
+HK$1,486/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$56,360/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,035
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,845
−HK$823/mo
Today · 4.125%
HK$27,668
baseline
▲ 0.50% · 4.625%
HK$29,351
+HK$1,683/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$55,336/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,964
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,740
−HK$788/mo
Today · 4.125%
HK$30,528
baseline
▲ 0.50% · 4.625%
HK$32,138
+HK$1,610/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$61,056/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,038
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,910
−HK$886/mo
Today · 4.125%
HK$29,796
baseline
▲ 0.50% · 4.625%
HK$31,609
+HK$1,813/mo
Deposit HK$2.63M · loan HK$6.15M · min. income ≈ HK$59,592/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,192
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,028
−HK$849/mo
Today · 4.125%
HK$32,877
baseline
▲ 0.50% · 4.625%
HK$34,610
+HK$1,733/mo
Deposit HK$2.63M · loan HK$6.15M · min. income ≈ HK$65,754/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,040
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,975
−HK$949/mo
Today · 4.125%
HK$31,924
baseline
▲ 0.50% · 4.625%
HK$33,867
+HK$1,943/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$63,848/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,420
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,316
−HK$909/mo
Today · 4.125%
HK$35,225
baseline
▲ 0.50% · 4.625%
HK$37,082
+HK$1,857/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$70,450/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,043
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,040
−HK$1,012/mo
Today · 4.125%
HK$34,052
baseline
▲ 0.50% · 4.625%
HK$36,124
+HK$2,072/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$68,104/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,648
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,604
−HK$970/mo
Today · 4.125%
HK$37,574
baseline
▲ 0.50% · 4.625%
HK$39,554
+HK$1,980/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$75,148/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,046
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,105
−HK$1,076/mo
Today · 4.125%
HK$36,181
baseline
▲ 0.50% · 4.625%
HK$38,382
+HK$2,201/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$72,362/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,876
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,891
−HK$1,031/mo
Today · 4.125%
HK$39,922
baseline
▲ 0.50% · 4.625%
HK$42,026
+HK$2,104/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$79,844/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,048
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,170
−HK$1,139/mo
Today · 4.125%
HK$38,309
baseline
▲ 0.50% · 4.625%
HK$40,640
+HK$2,331/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$76,618/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,104
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,179
−HK$1,091/mo
Today · 4.125%
HK$42,270
baseline
▲ 0.50% · 4.625%
HK$44,498
+HK$2,228/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$84,540/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,483 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).