▼ 0.50% · 3.625%
HK$18,521
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,098
−HK$585/mo
Today · 4.125%
HK$19,683
baseline
▲ 0.50% · 4.625%
HK$20,881
+HK$1,198/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,366/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,605
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,158
−HK$560/mo
Today · 4.125%
HK$21,718
baseline
▲ 0.50% · 4.625%
HK$22,863
+HK$1,145/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,436/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,374
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$21,007
−HK$644/mo
Today · 4.125%
HK$21,651
baseline
▲ 0.50% · 4.625%
HK$22,969
+HK$1,318/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,302/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,665
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,273
−HK$617/mo
Today · 4.125%
HK$23,890
baseline
▲ 0.50% · 4.625%
HK$25,149
+HK$1,259/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,780/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,226
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,917
−HK$702/mo
Today · 4.125%
HK$23,619
baseline
▲ 0.50% · 4.625%
HK$25,057
+HK$1,438/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$47,238/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,726
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,389
−HK$673/mo
Today · 4.125%
HK$26,062
baseline
▲ 0.50% · 4.625%
HK$27,435
+HK$1,373/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$52,124/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,078
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,827
−HK$761/mo
Today · 4.125%
HK$25,588
baseline
▲ 0.50% · 4.625%
HK$27,145
+HK$1,557/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$51,176/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,786
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,505
−HK$729/mo
Today · 4.125%
HK$28,234
baseline
▲ 0.50% · 4.625%
HK$29,722
+HK$1,488/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$56,468/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,930
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,737
−HK$819/mo
Today · 4.125%
HK$27,556
baseline
▲ 0.50% · 4.625%
HK$29,233
+HK$1,677/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,112/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,847
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,621
−HK$784/mo
Today · 4.125%
HK$30,405
baseline
▲ 0.50% · 4.625%
HK$32,008
+HK$1,603/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,810/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,782
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,646
−HK$878/mo
Today · 4.125%
HK$29,524
baseline
▲ 0.50% · 4.625%
HK$31,321
+HK$1,797/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$59,048/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,907
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,736
−HK$841/mo
Today · 4.125%
HK$32,577
baseline
▲ 0.50% · 4.625%
HK$34,294
+HK$1,717/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$65,154/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,634
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,556
−HK$937/mo
Today · 4.125%
HK$31,493
baseline
▲ 0.50% · 4.625%
HK$33,409
+HK$1,916/mo
Deposit HK$1.62M · loan HK$6.50M · min. income ≈ HK$62,986/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,968
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,852
−HK$897/mo
Today · 4.125%
HK$34,749
baseline
▲ 0.50% · 4.625%
HK$36,581
+HK$1,832/mo
Deposit HK$1.62M · loan HK$6.50M · min. income ≈ HK$69,498/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,486
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,466
−HK$995/mo
Today · 4.125%
HK$33,461
baseline
▲ 0.50% · 4.625%
HK$35,497
+HK$2,036/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$66,922/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,028
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,968
−HK$953/mo
Today · 4.125%
HK$36,921
baseline
▲ 0.50% · 4.625%
HK$38,867
+HK$1,946/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$73,842/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,339
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,376
−HK$1,053/mo
Today · 4.125%
HK$35,429
baseline
▲ 0.50% · 4.625%
HK$37,585
+HK$2,156/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$70,858/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,089
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,084
−HK$1,009/mo
Today · 4.125%
HK$39,093
baseline
▲ 0.50% · 4.625%
HK$41,153
+HK$2,060/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$78,186/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,676 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).