▼ 0.50% · 3.625%
HK$18,253
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,821
−HK$576/mo
Today · 4.125%
HK$19,397
baseline
▲ 0.50% · 4.625%
HK$20,578
+HK$1,181/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,794/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,306
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,851
−HK$552/mo
Today · 4.125%
HK$21,403
baseline
▲ 0.50% · 4.625%
HK$22,531
+HK$1,128/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,806/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,078
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,703
−HK$634/mo
Today · 4.125%
HK$21,337
baseline
▲ 0.50% · 4.625%
HK$22,636
+HK$1,299/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,674/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,337
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,936
−HK$607/mo
Today · 4.125%
HK$23,543
baseline
▲ 0.50% · 4.625%
HK$24,785
+HK$1,242/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,086/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,903
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,585
−HK$692/mo
Today · 4.125%
HK$23,277
baseline
▲ 0.50% · 4.625%
HK$24,693
+HK$1,416/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,554/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,367
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,021
−HK$663/mo
Today · 4.125%
HK$25,684
baseline
▲ 0.50% · 4.625%
HK$27,038
+HK$1,354/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,368/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,729
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,467
−HK$750/mo
Today · 4.125%
HK$25,217
baseline
▲ 0.50% · 4.625%
HK$26,751
+HK$1,534/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,434/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,398
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,106
−HK$718/mo
Today · 4.125%
HK$27,824
baseline
▲ 0.50% · 4.625%
HK$29,291
+HK$1,467/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,648/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,554
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,349
−HK$807/mo
Today · 4.125%
HK$27,156
baseline
▲ 0.50% · 4.625%
HK$28,809
+HK$1,653/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,312/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,429
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,191
−HK$773/mo
Today · 4.125%
HK$29,964
baseline
▲ 0.50% · 4.625%
HK$31,544
+HK$1,580/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,928/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,379
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,231
−HK$865/mo
Today · 4.125%
HK$29,096
baseline
▲ 0.50% · 4.625%
HK$30,867
+HK$1,771/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$58,192/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,459
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,276
−HK$829/mo
Today · 4.125%
HK$32,105
baseline
▲ 0.50% · 4.625%
HK$33,797
+HK$1,692/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$64,210/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,205
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,113
−HK$923/mo
Today · 4.125%
HK$31,036
baseline
▲ 0.50% · 4.625%
HK$32,924
+HK$1,888/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$62,072/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,490
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,361
−HK$884/mo
Today · 4.125%
HK$34,245
baseline
▲ 0.50% · 4.625%
HK$36,050
+HK$1,805/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$68,490/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,030
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,995
−HK$981/mo
Today · 4.125%
HK$32,976
baseline
▲ 0.50% · 4.625%
HK$34,982
+HK$2,006/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$65,952/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,520
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,446
−HK$939/mo
Today · 4.125%
HK$36,385
baseline
▲ 0.50% · 4.625%
HK$38,303
+HK$1,918/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$72,770/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,855
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,877
−HK$1,038/mo
Today · 4.125%
HK$34,915
baseline
▲ 0.50% · 4.625%
HK$37,040
+HK$2,125/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$69,830/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,551
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,531
−HK$995/mo
Today · 4.125%
HK$38,526
baseline
▲ 0.50% · 4.625%
HK$40,556
+HK$2,030/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$77,052/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,142 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).