▼ 0.50% · 3.625%
HK$18,143
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,707
−HK$574/mo
Today · 4.125%
HK$19,281
baseline
▲ 0.50% · 4.625%
HK$20,454
+HK$1,173/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,562/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,184
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,725
−HK$549/mo
Today · 4.125%
HK$21,274
baseline
▲ 0.50% · 4.625%
HK$22,396
+HK$1,122/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,548/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,957
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,578
−HK$631/mo
Today · 4.125%
HK$21,209
baseline
▲ 0.50% · 4.625%
HK$22,499
+HK$1,290/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$42,418/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,202
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,798
−HK$604/mo
Today · 4.125%
HK$23,402
baseline
▲ 0.50% · 4.625%
HK$24,635
+HK$1,233/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$46,804/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,771
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,449
−HK$688/mo
Today · 4.125%
HK$23,137
baseline
▲ 0.50% · 4.625%
HK$24,544
+HK$1,407/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$46,274/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,220
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,870
−HK$659/mo
Today · 4.125%
HK$25,529
baseline
▲ 0.50% · 4.625%
HK$26,875
+HK$1,346/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$51,058/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,586
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,319
−HK$746/mo
Today · 4.125%
HK$25,065
baseline
▲ 0.50% · 4.625%
HK$26,590
+HK$1,525/mo
Deposit HK$2.78M · loan HK$5.17M · min. income ≈ HK$50,130/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,239
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,943
−HK$713/mo
Today · 4.125%
HK$27,656
baseline
▲ 0.50% · 4.625%
HK$29,114
+HK$1,458/mo
Deposit HK$2.78M · loan HK$5.17M · min. income ≈ HK$55,312/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,400
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,190
−HK$803/mo
Today · 4.125%
HK$26,993
baseline
▲ 0.50% · 4.625%
HK$28,635
+HK$1,642/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$53,986/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,257
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,015
−HK$769/mo
Today · 4.125%
HK$29,784
baseline
▲ 0.50% · 4.625%
HK$31,354
+HK$1,570/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$59,568/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,214
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,061
−HK$860/mo
Today · 4.125%
HK$28,921
baseline
▲ 0.50% · 4.625%
HK$30,681
+HK$1,760/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$57,842/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,276
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,088
−HK$823/mo
Today · 4.125%
HK$31,911
baseline
▲ 0.50% · 4.625%
HK$33,593
+HK$1,682/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$63,822/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,029
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,931
−HK$918/mo
Today · 4.125%
HK$30,849
baseline
▲ 0.50% · 4.625%
HK$32,726
+HK$1,877/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$61,698/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,294
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,160
−HK$879/mo
Today · 4.125%
HK$34,039
baseline
▲ 0.50% · 4.625%
HK$35,833
+HK$1,794/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$68,078/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,843
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,802
−HK$975/mo
Today · 4.125%
HK$32,777
baseline
▲ 0.50% · 4.625%
HK$34,771
+HK$1,994/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$65,554/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,312
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,233
−HK$933/mo
Today · 4.125%
HK$36,166
baseline
▲ 0.50% · 4.625%
HK$38,072
+HK$1,906/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$72,332/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,657
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,673
−HK$1,032/mo
Today · 4.125%
HK$34,705
baseline
▲ 0.50% · 4.625%
HK$36,817
+HK$2,112/mo
Deposit HK$796K · loan HK$7.16M · min. income ≈ HK$69,410/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,331
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,305
−HK$989/mo
Today · 4.125%
HK$38,294
baseline
▲ 0.50% · 4.625%
HK$40,312
+HK$2,018/mo
Deposit HK$796K · loan HK$7.16M · min. income ≈ HK$76,588/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,695 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).