▼ 0.50% · 3.625%
HK$20,195
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,823
−HK$638/mo
Today · 4.125%
HK$21,461
baseline
▲ 0.50% · 4.625%
HK$22,767
+HK$1,306/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,922/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,467
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,069
−HK$611/mo
Today · 4.125%
HK$23,680
baseline
▲ 0.50% · 4.625%
HK$24,929
+HK$1,249/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,360/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,214
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,905
−HK$702/mo
Today · 4.125%
HK$23,607
baseline
▲ 0.50% · 4.625%
HK$25,044
+HK$1,437/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$47,214/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,713
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,376
−HK$672/mo
Today · 4.125%
HK$26,048
baseline
▲ 0.50% · 4.625%
HK$27,421
+HK$1,373/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$52,096/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,234
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,988
−HK$766/mo
Today · 4.125%
HK$25,754
baseline
▲ 0.50% · 4.625%
HK$27,321
+HK$1,567/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,508/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,960
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,683
−HK$733/mo
Today · 4.125%
HK$28,416
baseline
▲ 0.50% · 4.625%
HK$29,914
+HK$1,498/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,832/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,253
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,070
−HK$830/mo
Today · 4.125%
HK$27,900
baseline
▲ 0.50% · 4.625%
HK$29,597
+HK$1,697/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,800/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,207
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,990
−HK$795/mo
Today · 4.125%
HK$30,785
baseline
▲ 0.50% · 4.625%
HK$32,407
+HK$1,622/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,570/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,273
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,152
−HK$894/mo
Today · 4.125%
HK$30,046
baseline
▲ 0.50% · 4.625%
HK$31,874
+HK$1,828/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,092/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,453
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,297
−HK$856/mo
Today · 4.125%
HK$33,153
baseline
▲ 0.50% · 4.625%
HK$34,900
+HK$1,747/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,306/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,292
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,235
−HK$957/mo
Today · 4.125%
HK$32,192
baseline
▲ 0.50% · 4.625%
HK$34,151
+HK$1,959/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$64,384/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,700
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,604
−HK$917/mo
Today · 4.125%
HK$35,521
baseline
▲ 0.50% · 4.625%
HK$37,393
+HK$1,872/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$71,042/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,312
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,317
−HK$1,021/mo
Today · 4.125%
HK$34,338
baseline
▲ 0.50% · 4.625%
HK$36,427
+HK$2,089/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,676/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,947
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,911
−HK$978/mo
Today · 4.125%
HK$37,889
baseline
▲ 0.50% · 4.625%
HK$39,886
+HK$1,997/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,778/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,331
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,399
−HK$1,085/mo
Today · 4.125%
HK$36,484
baseline
▲ 0.50% · 4.625%
HK$38,704
+HK$2,220/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$72,968/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,193
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,218
−HK$1,039/mo
Today · 4.125%
HK$40,257
baseline
▲ 0.50% · 4.625%
HK$42,379
+HK$2,122/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,514/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,351
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,481
−HK$1,149/mo
Today · 4.125%
HK$38,630
baseline
▲ 0.50% · 4.625%
HK$40,981
+HK$2,351/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$77,260/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,440
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,524
−HK$1,101/mo
Today · 4.125%
HK$42,625
baseline
▲ 0.50% · 4.625%
HK$44,872
+HK$2,247/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$85,250/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,693 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).