▼ 0.50% · 3.625%
HK$19,623
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,233
−HK$620/mo
Today · 4.125%
HK$20,853
baseline
▲ 0.50% · 4.625%
HK$22,122
+HK$1,269/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,706/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,830
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,416
−HK$594/mo
Today · 4.125%
HK$23,010
baseline
▲ 0.50% · 4.625%
HK$24,223
+HK$1,213/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$46,020/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,585
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,257
−HK$682/mo
Today · 4.125%
HK$22,939
baseline
▲ 0.50% · 4.625%
HK$24,335
+HK$1,396/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,878/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,013
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,657
−HK$654/mo
Today · 4.125%
HK$25,311
baseline
▲ 0.50% · 4.625%
HK$26,645
+HK$1,334/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,622/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,548
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,280
−HK$744/mo
Today · 4.125%
HK$25,024
baseline
▲ 0.50% · 4.625%
HK$26,547
+HK$1,523/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,048/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,196
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,899
−HK$713/mo
Today · 4.125%
HK$27,612
baseline
▲ 0.50% · 4.625%
HK$29,067
+HK$1,455/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,224/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,510
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,303
−HK$807/mo
Today · 4.125%
HK$27,110
baseline
▲ 0.50% · 4.625%
HK$28,759
+HK$1,649/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,220/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,379
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,141
−HK$772/mo
Today · 4.125%
HK$29,913
baseline
▲ 0.50% · 4.625%
HK$31,489
+HK$1,576/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,826/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,472
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,327
−HK$868/mo
Today · 4.125%
HK$29,195
baseline
▲ 0.50% · 4.625%
HK$30,971
+HK$1,776/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,390/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,562
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,382
−HK$832/mo
Today · 4.125%
HK$32,214
baseline
▲ 0.50% · 4.625%
HK$33,912
+HK$1,698/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,428/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,434
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,350
−HK$930/mo
Today · 4.125%
HK$31,280
baseline
▲ 0.50% · 4.625%
HK$33,184
+HK$1,904/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,560/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,745
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,624
−HK$891/mo
Today · 4.125%
HK$34,515
baseline
▲ 0.50% · 4.625%
HK$36,334
+HK$1,819/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$69,030/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,397
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,373
−HK$993/mo
Today · 4.125%
HK$33,366
baseline
▲ 0.50% · 4.625%
HK$35,396
+HK$2,030/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$66,732/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,929
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,865
−HK$951/mo
Today · 4.125%
HK$36,816
baseline
▲ 0.50% · 4.625%
HK$38,756
+HK$1,940/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$73,632/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,359
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,397
−HK$1,054/mo
Today · 4.125%
HK$35,451
baseline
▲ 0.50% · 4.625%
HK$37,608
+HK$2,157/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$70,902/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,112
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,107
−HK$1,010/mo
Today · 4.125%
HK$39,117
baseline
▲ 0.50% · 4.625%
HK$41,178
+HK$2,061/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$78,234/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,321
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,420
−HK$1,116/mo
Today · 4.125%
HK$37,536
baseline
▲ 0.50% · 4.625%
HK$39,820
+HK$2,284/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$75,072/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,295
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,348
−HK$1,070/mo
Today · 4.125%
HK$41,418
baseline
▲ 0.50% · 4.625%
HK$43,601
+HK$2,183/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$82,836/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,168 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).