▼ 0.50% · 3.625%
HK$14,718
−HK$923/mo
▼ 0.25% · 3.875%
HK$15,175
−HK$466/mo
Today · 4.125%
HK$15,641
baseline
▲ 0.50% · 4.625%
HK$16,592
+HK$951/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,282/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,373
−HK$885/mo
▼ 0.25% · 3.875%
HK$16,812
−HK$446/mo
Today · 4.125%
HK$17,258
baseline
▲ 0.50% · 4.625%
HK$18,168
+HK$910/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,516/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,189
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$16,693
−HK$512/mo
Today · 4.125%
HK$17,205
baseline
▲ 0.50% · 4.625%
HK$18,251
+HK$1,046/mo
Deposit HK$2.90M · loan HK$3.55M · min. income ≈ HK$34,410/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$180,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,011
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,494
−HK$490/mo
Today · 4.125%
HK$18,984
baseline
▲ 0.50% · 4.625%
HK$19,984
+HK$1,000/mo
Deposit HK$2.90M · loan HK$3.55M · min. income ≈ HK$37,968/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$180,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,661
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,211
−HK$558/mo
Today · 4.125%
HK$18,769
baseline
▲ 0.50% · 4.625%
HK$19,911
+HK$1,142/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$37,538/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,648
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,175
−HK$534/mo
Today · 4.125%
HK$20,709
baseline
▲ 0.50% · 4.625%
HK$21,801
+HK$1,092/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$41,418/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,133
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,728
−HK$605/mo
Today · 4.125%
HK$20,333
baseline
▲ 0.50% · 4.625%
HK$21,570
+HK$1,237/mo
Deposit HK$2.26M · loan HK$4.20M · min. income ≈ HK$40,666/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$180,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,285
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,856
−HK$579/mo
Today · 4.125%
HK$22,435
baseline
▲ 0.50% · 4.625%
HK$23,618
+HK$1,183/mo
Deposit HK$2.26M · loan HK$4.20M · min. income ≈ HK$44,870/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$180,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,605
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,246
−HK$651/mo
Today · 4.125%
HK$21,897
baseline
▲ 0.50% · 4.625%
HK$23,229
+HK$1,332/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$43,794/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,923
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,537
−HK$624/mo
Today · 4.125%
HK$24,161
baseline
▲ 0.50% · 4.625%
HK$25,435
+HK$1,274/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$48,322/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,076
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,763
−HK$698/mo
Today · 4.125%
HK$23,461
baseline
▲ 0.50% · 4.625%
HK$24,888
+HK$1,427/mo
Deposit HK$1.61M · loan HK$4.84M · min. income ≈ HK$46,922/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$180,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,560
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,219
−HK$668/mo
Today · 4.125%
HK$25,887
baseline
▲ 0.50% · 4.625%
HK$27,251
+HK$1,364/mo
Deposit HK$1.61M · loan HK$4.84M · min. income ≈ HK$51,774/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$180,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,548
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,281
−HK$744/mo
Today · 4.125%
HK$25,025
baseline
▲ 0.50% · 4.625%
HK$26,548
+HK$1,523/mo
Deposit HK$1.29M · loan HK$5.16M · min. income ≈ HK$50,050/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$180,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,197
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,900
−HK$713/mo
Today · 4.125%
HK$27,613
baseline
▲ 0.50% · 4.625%
HK$29,068
+HK$1,455/mo
Deposit HK$1.29M · loan HK$5.16M · min. income ≈ HK$55,226/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$180,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,020
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,798
−HK$791/mo
Today · 4.125%
HK$26,589
baseline
▲ 0.50% · 4.625%
HK$28,207
+HK$1,618/mo
Deposit HK$968K · loan HK$5.49M · min. income ≈ HK$53,178/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$180,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,834
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,581
−HK$757/mo
Today · 4.125%
HK$29,338
baseline
▲ 0.50% · 4.625%
HK$30,885
+HK$1,547/mo
Deposit HK$968K · loan HK$5.49M · min. income ≈ HK$58,676/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$180,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,492
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,316
−HK$837/mo
Today · 4.125%
HK$28,153
baseline
▲ 0.50% · 4.625%
HK$29,866
+HK$1,713/mo
Deposit HK$645K · loan HK$5.81M · min. income ≈ HK$56,306/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$180,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,472
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,262
−HK$802/mo
Today · 4.125%
HK$31,064
baseline
▲ 0.50% · 4.625%
HK$32,702
+HK$1,638/mo
Deposit HK$645K · loan HK$5.81M · min. income ≈ HK$62,128/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$180,439 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).