▼ 0.50% · 3.625%
HK$21,717
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,392
−HK$686/mo
Today · 4.125%
HK$23,078
baseline
▲ 0.50% · 4.625%
HK$24,483
+HK$1,405/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,156/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,160
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,807
−HK$658/mo
Today · 4.125%
HK$25,465
baseline
▲ 0.50% · 4.625%
HK$26,807
+HK$1,342/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,930/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,888
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,631
−HK$755/mo
Today · 4.125%
HK$25,386
baseline
▲ 0.50% · 4.625%
HK$26,931
+HK$1,545/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,772/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,575
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,288
−HK$723/mo
Today · 4.125%
HK$28,011
baseline
▲ 0.50% · 4.625%
HK$29,488
+HK$1,477/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,022/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,060
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,871
−HK$823/mo
Today · 4.125%
HK$27,694
baseline
▲ 0.50% · 4.625%
HK$29,379
+HK$1,685/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,388/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,991
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,769
−HK$789/mo
Today · 4.125%
HK$30,558
baseline
▲ 0.50% · 4.625%
HK$32,168
+HK$1,610/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,116/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,232
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,110
−HK$892/mo
Today · 4.125%
HK$30,002
baseline
▲ 0.50% · 4.625%
HK$31,827
+HK$1,825/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$60,004/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,407
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,250
−HK$854/mo
Today · 4.125%
HK$33,104
baseline
▲ 0.50% · 4.625%
HK$34,849
+HK$1,745/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,208/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,403
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,349
−HK$961/mo
Today · 4.125%
HK$32,310
baseline
▲ 0.50% · 4.625%
HK$34,276
+HK$1,966/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,620/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,823
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,730
−HK$921/mo
Today · 4.125%
HK$35,651
baseline
▲ 0.50% · 4.625%
HK$37,530
+HK$1,879/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,302/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,575
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,588
−HK$1,030/mo
Today · 4.125%
HK$34,618
baseline
▲ 0.50% · 4.625%
HK$36,724
+HK$2,106/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,236/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,239
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,211
−HK$986/mo
Today · 4.125%
HK$38,197
baseline
▲ 0.50% · 4.625%
HK$40,211
+HK$2,014/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,394/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,747
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,827
−HK$1,098/mo
Today · 4.125%
HK$36,925
baseline
▲ 0.50% · 4.625%
HK$39,172
+HK$2,247/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$73,850/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,655
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,692
−HK$1,052/mo
Today · 4.125%
HK$40,744
baseline
▲ 0.50% · 4.625%
HK$42,891
+HK$2,147/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$81,488/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,918
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,067
−HK$1,166/mo
Today · 4.125%
HK$39,233
baseline
▲ 0.50% · 4.625%
HK$41,621
+HK$2,388/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$78,466/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,071
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,173
−HK$1,117/mo
Today · 4.125%
HK$43,290
baseline
▲ 0.50% · 4.625%
HK$45,572
+HK$2,282/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$86,580/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,090
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,306
−HK$1,235/mo
Today · 4.125%
HK$41,541
baseline
▲ 0.50% · 4.625%
HK$44,069
+HK$2,528/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$83,082/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,487
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,653
−HK$1,184/mo
Today · 4.125%
HK$45,837
baseline
▲ 0.50% · 4.625%
HK$48,253
+HK$2,416/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$91,674/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,376 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).