▼ 0.50% · 3.625%
HK$15,375
−HK$964/mo
▼ 0.25% · 3.875%
HK$15,853
−HK$486/mo
Today · 4.125%
HK$16,339
baseline
▲ 0.50% · 4.625%
HK$17,333
+HK$994/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$32,678/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$202,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,104
−HK$924/mo
▼ 0.25% · 3.875%
HK$17,563
−HK$465/mo
Today · 4.125%
HK$18,028
baseline
▲ 0.50% · 4.625%
HK$18,979
+HK$951/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$36,056/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$202,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,912
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$17,438
−HK$535/mo
Today · 4.125%
HK$17,973
baseline
▲ 0.50% · 4.625%
HK$19,066
+HK$1,093/mo
Deposit HK$3.03M · loan HK$3.71M · min. income ≈ HK$35,946/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$202,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,815
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,319
−HK$512/mo
Today · 4.125%
HK$19,831
baseline
▲ 0.50% · 4.625%
HK$20,876
+HK$1,045/mo
Deposit HK$3.03M · loan HK$3.71M · min. income ≈ HK$39,662/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$202,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,450
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,023
−HK$584/mo
Today · 4.125%
HK$19,607
baseline
▲ 0.50% · 4.625%
HK$20,800
+HK$1,193/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$39,214/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,525
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,075
−HK$559/mo
Today · 4.125%
HK$21,634
baseline
▲ 0.50% · 4.625%
HK$22,774
+HK$1,140/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$43,268/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,987
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,609
−HK$631/mo
Today · 4.125%
HK$21,240
baseline
▲ 0.50% · 4.625%
HK$22,533
+HK$1,293/mo
Deposit HK$2.36M · loan HK$4.38M · min. income ≈ HK$42,480/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$202,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,235
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,832
−HK$605/mo
Today · 4.125%
HK$23,437
baseline
▲ 0.50% · 4.625%
HK$24,672
+HK$1,235/mo
Deposit HK$2.36M · loan HK$4.38M · min. income ≈ HK$46,874/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$202,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,525
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,194
−HK$680/mo
Today · 4.125%
HK$22,874
baseline
▲ 0.50% · 4.625%
HK$24,266
+HK$1,392/mo
Deposit HK$2.02M · loan HK$4.72M · min. income ≈ HK$45,748/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,946
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,588
−HK$652/mo
Today · 4.125%
HK$25,240
baseline
▲ 0.50% · 4.625%
HK$26,570
+HK$1,330/mo
Deposit HK$2.02M · loan HK$4.72M · min. income ≈ HK$50,480/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,062
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,779
−HK$729/mo
Today · 4.125%
HK$24,508
baseline
▲ 0.50% · 4.625%
HK$25,999
+HK$1,491/mo
Deposit HK$1.69M · loan HK$5.06M · min. income ≈ HK$49,016/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,656
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,344
−HK$698/mo
Today · 4.125%
HK$27,042
baseline
▲ 0.50% · 4.625%
HK$28,468
+HK$1,426/mo
Deposit HK$1.69M · loan HK$5.06M · min. income ≈ HK$54,084/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,599
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,365
−HK$777/mo
Today · 4.125%
HK$26,142
baseline
▲ 0.50% · 4.625%
HK$27,733
+HK$1,591/mo
Deposit HK$1.35M · loan HK$5.39M · min. income ≈ HK$52,284/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,367
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,101
−HK$744/mo
Today · 4.125%
HK$28,845
baseline
▲ 0.50% · 4.625%
HK$30,366
+HK$1,521/mo
Deposit HK$1.35M · loan HK$5.39M · min. income ≈ HK$57,690/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,137
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,950
−HK$826/mo
Today · 4.125%
HK$27,776
baseline
▲ 0.50% · 4.625%
HK$29,466
+HK$1,690/mo
Deposit HK$1.01M · loan HK$5.73M · min. income ≈ HK$55,552/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$202,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,077
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,857
−HK$791/mo
Today · 4.125%
HK$30,648
baseline
▲ 0.50% · 4.625%
HK$32,264
+HK$1,616/mo
Deposit HK$1.01M · loan HK$5.73M · min. income ≈ HK$61,296/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$202,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,674
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,535
−HK$875/mo
Today · 4.125%
HK$29,410
baseline
▲ 0.50% · 4.625%
HK$31,199
+HK$1,789/mo
Deposit HK$674K · loan HK$6.07M · min. income ≈ HK$58,820/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$202,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,787
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,613
−HK$838/mo
Today · 4.125%
HK$32,451
baseline
▲ 0.50% · 4.625%
HK$34,161
+HK$1,710/mo
Deposit HK$674K · loan HK$6.07M · min. income ≈ HK$64,902/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$202,276 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).