▼ 0.50% · 3.625%
HK$21,560
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,230
−HK$682/mo
Today · 4.125%
HK$22,912
baseline
▲ 0.50% · 4.625%
HK$24,306
+HK$1,394/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,824/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,985
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,628
−HK$653/mo
Today · 4.125%
HK$25,281
baseline
▲ 0.50% · 4.625%
HK$26,613
+HK$1,332/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,562/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,716
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,453
−HK$750/mo
Today · 4.125%
HK$25,203
baseline
▲ 0.50% · 4.625%
HK$26,736
+HK$1,533/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$50,406/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,383
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,091
−HK$718/mo
Today · 4.125%
HK$27,809
baseline
▲ 0.50% · 4.625%
HK$29,275
+HK$1,466/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$55,618/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,871
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,676
−HK$818/mo
Today · 4.125%
HK$27,494
baseline
▲ 0.50% · 4.625%
HK$29,167
+HK$1,673/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,988/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,782
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,554
−HK$783/mo
Today · 4.125%
HK$30,337
baseline
▲ 0.50% · 4.625%
HK$31,936
+HK$1,599/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,674/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,027
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,899
−HK$886/mo
Today · 4.125%
HK$29,785
baseline
▲ 0.50% · 4.625%
HK$31,597
+HK$1,812/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,570/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$315,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,180
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,016
−HK$849/mo
Today · 4.125%
HK$32,865
baseline
▲ 0.50% · 4.625%
HK$34,597
+HK$1,732/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,730/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$315,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,183
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,122
−HK$954/mo
Today · 4.125%
HK$32,076
baseline
▲ 0.50% · 4.625%
HK$34,028
+HK$1,952/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,152/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,579
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,479
−HK$914/mo
Today · 4.125%
HK$35,393
baseline
▲ 0.50% · 4.625%
HK$37,258
+HK$1,865/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,786/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,339
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,345
−HK$1,022/mo
Today · 4.125%
HK$34,367
baseline
▲ 0.50% · 4.625%
HK$36,458
+HK$2,091/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,734/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,977
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,942
−HK$979/mo
Today · 4.125%
HK$37,921
baseline
▲ 0.50% · 4.625%
HK$39,920
+HK$1,999/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,842/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,495
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,568
−HK$1,090/mo
Today · 4.125%
HK$36,658
baseline
▲ 0.50% · 4.625%
HK$38,889
+HK$2,231/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$73,316/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,376
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,405
−HK$1,044/mo
Today · 4.125%
HK$40,449
baseline
▲ 0.50% · 4.625%
HK$42,581
+HK$2,132/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$80,898/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,651
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,791
−HK$1,159/mo
Today · 4.125%
HK$38,950
baseline
▲ 0.50% · 4.625%
HK$41,320
+HK$2,370/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$77,900/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,774
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,868
−HK$1,109/mo
Today · 4.125%
HK$42,977
baseline
▲ 0.50% · 4.625%
HK$45,242
+HK$2,265/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$85,954/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,807
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,014
−HK$1,227/mo
Today · 4.125%
HK$41,241
baseline
▲ 0.50% · 4.625%
HK$43,750
+HK$2,509/mo
Deposit HK$945K · loan HK$8.51M · min. income ≈ HK$82,482/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,173
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,331
−HK$1,174/mo
Today · 4.125%
HK$45,505
baseline
▲ 0.50% · 4.625%
HK$47,904
+HK$2,399/mo
Deposit HK$945K · loan HK$8.51M · min. income ≈ HK$91,010/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,489 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).