▼ 0.50% · 3.625%
HK$21,209
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,869
−HK$670/mo
Today · 4.125%
HK$22,539
baseline
▲ 0.50% · 4.625%
HK$23,911
+HK$1,372/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,078/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,595
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,228
−HK$642/mo
Today · 4.125%
HK$24,870
baseline
▲ 0.50% · 4.625%
HK$26,181
+HK$1,311/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,740/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,330
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,056
−HK$737/mo
Today · 4.125%
HK$24,793
baseline
▲ 0.50% · 4.625%
HK$26,302
+HK$1,509/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,586/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,955
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,651
−HK$706/mo
Today · 4.125%
HK$27,357
baseline
▲ 0.50% · 4.625%
HK$28,799
+HK$1,442/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,714/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,451
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,243
−HK$804/mo
Today · 4.125%
HK$27,047
baseline
▲ 0.50% · 4.625%
HK$28,693
+HK$1,646/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,094/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,314
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,074
−HK$770/mo
Today · 4.125%
HK$29,844
baseline
▲ 0.50% · 4.625%
HK$31,417
+HK$1,573/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,688/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,572
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,430
−HK$871/mo
Today · 4.125%
HK$29,301
baseline
▲ 0.50% · 4.625%
HK$31,084
+HK$1,783/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$58,602/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,674
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,496
−HK$835/mo
Today · 4.125%
HK$32,331
baseline
▲ 0.50% · 4.625%
HK$34,035
+HK$1,704/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$64,662/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,693
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,617
−HK$938/mo
Today · 4.125%
HK$31,555
baseline
▲ 0.50% · 4.625%
HK$33,475
+HK$1,920/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,110/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,033
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,919
−HK$899/mo
Today · 4.125%
HK$34,818
baseline
▲ 0.50% · 4.625%
HK$36,653
+HK$1,835/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,636/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,814
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,804
−HK$1,005/mo
Today · 4.125%
HK$33,809
baseline
▲ 0.50% · 4.625%
HK$35,866
+HK$2,057/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$67,618/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,393
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,342
−HK$963/mo
Today · 4.125%
HK$37,305
baseline
▲ 0.50% · 4.625%
HK$39,271
+HK$1,966/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$74,610/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,935
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,990
−HK$1,073/mo
Today · 4.125%
HK$36,063
baseline
▲ 0.50% · 4.625%
HK$38,257
+HK$2,194/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,126/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,752
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,765
−HK$1,027/mo
Today · 4.125%
HK$39,792
baseline
▲ 0.50% · 4.625%
HK$41,889
+HK$2,097/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,584/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,056
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,177
−HK$1,140/mo
Today · 4.125%
HK$38,317
baseline
▲ 0.50% · 4.625%
HK$40,648
+HK$2,331/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$76,634/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,112
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,187
−HK$1,092/mo
Today · 4.125%
HK$42,279
baseline
▲ 0.50% · 4.625%
HK$44,507
+HK$2,228/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$84,558/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,177
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,364
−HK$1,207/mo
Today · 4.125%
HK$40,571
baseline
▲ 0.50% · 4.625%
HK$43,039
+HK$2,468/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,142/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,471
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,610
−HK$1,156/mo
Today · 4.125%
HK$44,766
baseline
▲ 0.50% · 4.625%
HK$47,125
+HK$2,359/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,532/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,127 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).