▼ 0.50% · 3.625%
HK$15,964
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,461
−HK$504/mo
Today · 4.125%
HK$16,965
baseline
▲ 0.50% · 4.625%
HK$17,998
+HK$1,033/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,930/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,760
−HK$960/mo
▼ 0.25% · 3.875%
HK$18,237
−HK$483/mo
Today · 4.125%
HK$18,720
baseline
▲ 0.50% · 4.625%
HK$19,706
+HK$986/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,440/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,561
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,107
−HK$555/mo
Today · 4.125%
HK$18,662
baseline
▲ 0.50% · 4.625%
HK$19,798
+HK$1,136/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,324/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,536
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,060
−HK$532/mo
Today · 4.125%
HK$20,592
baseline
▲ 0.50% · 4.625%
HK$21,677
+HK$1,085/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,184/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,157
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,753
−HK$606/mo
Today · 4.125%
HK$20,359
baseline
▲ 0.50% · 4.625%
HK$21,597
+HK$1,238/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,718/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,312
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,884
−HK$580/mo
Today · 4.125%
HK$22,464
baseline
▲ 0.50% · 4.625%
HK$23,648
+HK$1,184/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,928/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,754
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,399
−HK$656/mo
Today · 4.125%
HK$22,055
baseline
▲ 0.50% · 4.625%
HK$23,397
+HK$1,342/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$44,110/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,088
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,707
−HK$629/mo
Today · 4.125%
HK$24,336
baseline
▲ 0.50% · 4.625%
HK$25,618
+HK$1,282/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$48,672/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,350
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,045
−HK$707/mo
Today · 4.125%
HK$23,752
baseline
▲ 0.50% · 4.625%
HK$25,197
+HK$1,445/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,504/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,864
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,531
−HK$677/mo
Today · 4.125%
HK$26,208
baseline
▲ 0.50% · 4.625%
HK$27,589
+HK$1,381/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,416/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,947
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,691
−HK$757/mo
Today · 4.125%
HK$25,448
baseline
▲ 0.50% · 4.625%
HK$26,997
+HK$1,549/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$50,896/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,640
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,355
−HK$725/mo
Today · 4.125%
HK$28,080
baseline
▲ 0.50% · 4.625%
HK$29,560
+HK$1,480/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$56,160/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,543
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,338
−HK$807/mo
Today · 4.125%
HK$27,145
baseline
▲ 0.50% · 4.625%
HK$28,796
+HK$1,651/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$54,290/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,416
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,178
−HK$774/mo
Today · 4.125%
HK$29,952
baseline
▲ 0.50% · 4.625%
HK$31,530
+HK$1,578/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$59,904/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,139
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,984
−HK$857/mo
Today · 4.125%
HK$28,841
baseline
▲ 0.50% · 4.625%
HK$30,596
+HK$1,755/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$57,682/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,192
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,002
−HK$822/mo
Today · 4.125%
HK$31,824
baseline
▲ 0.50% · 4.625%
HK$33,501
+HK$1,677/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$63,648/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,736
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,630
−HK$908/mo
Today · 4.125%
HK$30,538
baseline
▲ 0.50% · 4.625%
HK$32,396
+HK$1,858/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$61,076/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$210,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,968
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,826
−HK$870/mo
Today · 4.125%
HK$33,696
baseline
▲ 0.50% · 4.625%
HK$35,472
+HK$1,776/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$67,392/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$210,034 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).