▼ 0.50% · 3.625%
HK$19,625
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,235
−HK$620/mo
Today · 4.125%
HK$20,855
baseline
▲ 0.50% · 4.625%
HK$22,124
+HK$1,269/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,710/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,832
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,418
−HK$594/mo
Today · 4.125%
HK$23,012
baseline
▲ 0.50% · 4.625%
HK$24,225
+HK$1,213/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$46,024/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,587
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,259
−HK$682/mo
Today · 4.125%
HK$22,941
baseline
▲ 0.50% · 4.625%
HK$24,337
+HK$1,396/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,882/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,015
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,659
−HK$654/mo
Today · 4.125%
HK$25,313
baseline
▲ 0.50% · 4.625%
HK$26,647
+HK$1,334/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,626/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,550
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,282
−HK$744/mo
Today · 4.125%
HK$25,026
baseline
▲ 0.50% · 4.625%
HK$26,549
+HK$1,523/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,052/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,199
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,901
−HK$713/mo
Today · 4.125%
HK$27,614
baseline
▲ 0.50% · 4.625%
HK$29,070
+HK$1,456/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,228/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,512
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,306
−HK$806/mo
Today · 4.125%
HK$27,112
baseline
▲ 0.50% · 4.625%
HK$28,761
+HK$1,649/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,224/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,382
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,143
−HK$772/mo
Today · 4.125%
HK$29,915
baseline
▲ 0.50% · 4.625%
HK$31,492
+HK$1,577/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,830/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,474
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,329
−HK$868/mo
Today · 4.125%
HK$29,197
baseline
▲ 0.50% · 4.625%
HK$30,974
+HK$1,777/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,394/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,565
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,385
−HK$831/mo
Today · 4.125%
HK$32,216
baseline
▲ 0.50% · 4.625%
HK$33,915
+HK$1,699/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,432/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,437
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,353
−HK$930/mo
Today · 4.125%
HK$31,283
baseline
▲ 0.50% · 4.625%
HK$33,186
+HK$1,903/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,566/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,748
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,627
−HK$891/mo
Today · 4.125%
HK$34,518
baseline
▲ 0.50% · 4.625%
HK$36,337
+HK$1,819/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$69,036/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,399
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,376
−HK$992/mo
Today · 4.125%
HK$33,368
baseline
▲ 0.50% · 4.625%
HK$35,399
+HK$2,031/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$66,736/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,931
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,868
−HK$951/mo
Today · 4.125%
HK$36,819
baseline
▲ 0.50% · 4.625%
HK$38,759
+HK$1,940/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$73,638/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,362
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,400
−HK$1,054/mo
Today · 4.125%
HK$35,454
baseline
▲ 0.50% · 4.625%
HK$37,611
+HK$2,157/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$70,908/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,115
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,110
−HK$1,010/mo
Today · 4.125%
HK$39,120
baseline
▲ 0.50% · 4.625%
HK$41,182
+HK$2,062/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$78,240/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,324
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,423
−HK$1,116/mo
Today · 4.125%
HK$37,539
baseline
▲ 0.50% · 4.625%
HK$39,824
+HK$2,285/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$75,078/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,298
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,352
−HK$1,069/mo
Today · 4.125%
HK$41,421
baseline
▲ 0.50% · 4.625%
HK$43,604
+HK$2,183/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$82,842/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,190 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).