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At today's rate and a 90% mortgage, the deposit on this unit is about HK$838K, with repayments around HK$36,560/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$73,120/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,454 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Tai Koo Station Station.
Family-friendly — 28 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- 16
- Saleable Area
- 596 Saleable ft²
- Gross Area
- 752 ft²
- Efficiency
- 79%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-21 | HK$6.16M | +13.0% 13.7y · 1.0%/yr |
| 2011-03-03 | HK$5.45M | +26.7% |
| 2010-09-13 | HK$4.30M | +28.4% |
| 2005-06-08 | HK$3.35M | +6.0% |
| 2005-04-21 | HK$3.16M | +9.7% |
| 2005-01-07 | HK$2.88M | +70.4% |
| 2003-06-13 | HK$1.69M | −67.8% |
| 1997-10-17 | HK$5.25M | +30.3% |
| 1996-07-27 | HK$4.03M | — |