▼ 0.50% · 3.625%
HK$19,893
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,512
−HK$629/mo
Today · 4.125%
HK$21,141
baseline
▲ 0.50% · 4.625%
HK$22,427
+HK$1,286/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,282/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,131
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,724
−HK$603/mo
Today · 4.125%
HK$23,327
baseline
▲ 0.50% · 4.625%
HK$24,556
+HK$1,229/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,654/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,882
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,563
−HK$692/mo
Today · 4.125%
HK$23,255
baseline
▲ 0.50% · 4.625%
HK$24,670
+HK$1,415/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,510/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,344
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,997
−HK$662/mo
Today · 4.125%
HK$25,659
baseline
▲ 0.50% · 4.625%
HK$27,012
+HK$1,353/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,318/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,872
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,614
−HK$755/mo
Today · 4.125%
HK$25,369
baseline
▲ 0.50% · 4.625%
HK$26,912
+HK$1,543/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$50,738/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,557
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,269
−HK$723/mo
Today · 4.125%
HK$27,992
baseline
▲ 0.50% · 4.625%
HK$29,467
+HK$1,475/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$55,984/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,861
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,665
−HK$818/mo
Today · 4.125%
HK$27,483
baseline
▲ 0.50% · 4.625%
HK$29,155
+HK$1,672/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$54,966/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,770
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,542
−HK$783/mo
Today · 4.125%
HK$30,325
baseline
▲ 0.50% · 4.625%
HK$31,923
+HK$1,598/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$60,650/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,850
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,717
−HK$880/mo
Today · 4.125%
HK$29,597
baseline
▲ 0.50% · 4.625%
HK$31,398
+HK$1,801/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,194/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,983
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,814
−HK$843/mo
Today · 4.125%
HK$32,657
baseline
▲ 0.50% · 4.625%
HK$34,379
+HK$1,722/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,314/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,840
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,768
−HK$943/mo
Today · 4.125%
HK$31,711
baseline
▲ 0.50% · 4.625%
HK$33,640
+HK$1,929/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$63,422/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,196
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,087
−HK$903/mo
Today · 4.125%
HK$34,990
baseline
▲ 0.50% · 4.625%
HK$36,834
+HK$1,844/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$69,980/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,829
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,819
−HK$1,006/mo
Today · 4.125%
HK$33,825
baseline
▲ 0.50% · 4.625%
HK$35,883
+HK$2,058/mo
Deposit HK$1.74M · loan HK$6.98M · min. income ≈ HK$67,650/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,409
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,359
−HK$963/mo
Today · 4.125%
HK$37,322
baseline
▲ 0.50% · 4.625%
HK$39,290
+HK$1,968/mo
Deposit HK$1.74M · loan HK$6.98M · min. income ≈ HK$74,644/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,818
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,870
−HK$1,069/mo
Today · 4.125%
HK$35,939
baseline
▲ 0.50% · 4.625%
HK$38,126
+HK$2,187/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$71,878/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,622
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,632
−HK$1,023/mo
Today · 4.125%
HK$39,655
baseline
▲ 0.50% · 4.625%
HK$41,745
+HK$2,090/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$79,310/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,808
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,921
−HK$1,132/mo
Today · 4.125%
HK$38,053
baseline
▲ 0.50% · 4.625%
HK$40,368
+HK$2,315/mo
Deposit HK$872K · loan HK$7.85M · min. income ≈ HK$76,106/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,836
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,904
−HK$1,084/mo
Today · 4.125%
HK$41,988
baseline
▲ 0.50% · 4.625%
HK$44,201
+HK$2,213/mo
Deposit HK$872K · loan HK$7.85M · min. income ≈ HK$83,976/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,722 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).