▼ 0.50% · 3.625%
HK$18,572
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,149
−HK$587/mo
Today · 4.125%
HK$19,736
baseline
▲ 0.50% · 4.625%
HK$20,937
+HK$1,201/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,472/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,661
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,215
−HK$562/mo
Today · 4.125%
HK$21,777
baseline
▲ 0.50% · 4.625%
HK$22,925
+HK$1,148/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,554/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,429
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,064
−HK$646/mo
Today · 4.125%
HK$21,710
baseline
▲ 0.50% · 4.625%
HK$23,031
+HK$1,321/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$43,420/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,727
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,336
−HK$619/mo
Today · 4.125%
HK$23,955
baseline
▲ 0.50% · 4.625%
HK$25,217
+HK$1,262/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$47,910/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,286
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,979
−HK$705/mo
Today · 4.125%
HK$23,684
baseline
▲ 0.50% · 4.625%
HK$25,125
+HK$1,441/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,368/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,793
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,458
−HK$674/mo
Today · 4.125%
HK$26,132
baseline
▲ 0.50% · 4.625%
HK$27,510
+HK$1,378/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,264/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,143
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,894
−HK$763/mo
Today · 4.125%
HK$25,657
baseline
▲ 0.50% · 4.625%
HK$27,218
+HK$1,561/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,314/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,859
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,579
−HK$731/mo
Today · 4.125%
HK$28,310
baseline
▲ 0.50% · 4.625%
HK$29,802
+HK$1,492/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,620/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,000
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,809
−HK$822/mo
Today · 4.125%
HK$27,631
baseline
▲ 0.50% · 4.625%
HK$29,312
+HK$1,681/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,262/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,925
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,701
−HK$787/mo
Today · 4.125%
HK$30,488
baseline
▲ 0.50% · 4.625%
HK$32,095
+HK$1,607/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$60,976/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,858
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,724
−HK$880/mo
Today · 4.125%
HK$29,604
baseline
▲ 0.50% · 4.625%
HK$31,406
+HK$1,802/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,208/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,991
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,822
−HK$844/mo
Today · 4.125%
HK$32,666
baseline
▲ 0.50% · 4.625%
HK$34,387
+HK$1,721/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,332/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,715
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,639
−HK$939/mo
Today · 4.125%
HK$31,578
baseline
▲ 0.50% · 4.625%
HK$33,500
+HK$1,922/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$63,156/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,057
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,944
−HK$899/mo
Today · 4.125%
HK$34,843
baseline
▲ 0.50% · 4.625%
HK$36,680
+HK$1,837/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$69,686/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,572
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,554
−HK$998/mo
Today · 4.125%
HK$33,552
baseline
▲ 0.50% · 4.625%
HK$35,593
+HK$2,041/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$67,104/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,123
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,065
−HK$956/mo
Today · 4.125%
HK$37,021
baseline
▲ 0.50% · 4.625%
HK$38,972
+HK$1,951/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$74,042/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,429
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,469
−HK$1,056/mo
Today · 4.125%
HK$35,525
baseline
▲ 0.50% · 4.625%
HK$37,687
+HK$2,162/mo
Deposit HK$814K · loan HK$7.33M · min. income ≈ HK$71,050/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,189
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,187
−HK$1,012/mo
Today · 4.125%
HK$39,199
baseline
▲ 0.50% · 4.625%
HK$41,265
+HK$2,066/mo
Deposit HK$814K · loan HK$7.33M · min. income ≈ HK$78,398/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,337 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).