▼ 0.50% · 3.625%
HK$15,731
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,221
−HK$497/mo
Today · 4.125%
HK$16,718
baseline
▲ 0.50% · 4.625%
HK$17,735
+HK$1,017/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,436/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$206,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,501
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,970
−HK$476/mo
Today · 4.125%
HK$18,446
baseline
▲ 0.50% · 4.625%
HK$19,419
+HK$973/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,892/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$206,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,304
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,843
−HK$547/mo
Today · 4.125%
HK$18,390
baseline
▲ 0.50% · 4.625%
HK$19,509
+HK$1,119/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$36,780/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,251
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,767
−HK$524/mo
Today · 4.125%
HK$20,291
baseline
▲ 0.50% · 4.625%
HK$21,361
+HK$1,070/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$40,582/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,878
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,465
−HK$596/mo
Today · 4.125%
HK$20,061
baseline
▲ 0.50% · 4.625%
HK$21,282
+HK$1,221/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,122/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,001
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,564
−HK$572/mo
Today · 4.125%
HK$22,136
baseline
▲ 0.50% · 4.625%
HK$23,303
+HK$1,167/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,272/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,451
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,087
−HK$646/mo
Today · 4.125%
HK$21,733
baseline
▲ 0.50% · 4.625%
HK$23,056
+HK$1,323/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$43,466/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,751
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,361
−HK$619/mo
Today · 4.125%
HK$23,980
baseline
▲ 0.50% · 4.625%
HK$25,244
+HK$1,264/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$47,960/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,024
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,709
−HK$696/mo
Today · 4.125%
HK$23,405
baseline
▲ 0.50% · 4.625%
HK$24,829
+HK$1,424/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,810/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,501
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,158
−HK$667/mo
Today · 4.125%
HK$25,825
baseline
▲ 0.50% · 4.625%
HK$27,186
+HK$1,361/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,650/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,597
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,331
−HK$746/mo
Today · 4.125%
HK$25,077
baseline
▲ 0.50% · 4.625%
HK$26,603
+HK$1,526/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$50,154/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,251
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,956
−HK$714/mo
Today · 4.125%
HK$27,670
baseline
▲ 0.50% · 4.625%
HK$29,128
+HK$1,458/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$55,340/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,170
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,953
−HK$796/mo
Today · 4.125%
HK$26,749
baseline
▲ 0.50% · 4.625%
HK$28,376
+HK$1,627/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,498/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$206,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,002
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,753
−HK$761/mo
Today · 4.125%
HK$29,514
baseline
▲ 0.50% · 4.625%
HK$31,070
+HK$1,556/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$59,028/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$206,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,743
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,575
−HK$845/mo
Today · 4.125%
HK$28,420
baseline
▲ 0.50% · 4.625%
HK$30,150
+HK$1,730/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$56,840/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,752
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,550
−HK$809/mo
Today · 4.125%
HK$31,359
baseline
▲ 0.50% · 4.625%
HK$33,012
+HK$1,653/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$62,718/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,316
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,197
−HK$895/mo
Today · 4.125%
HK$30,092
baseline
▲ 0.50% · 4.625%
HK$31,923
+HK$1,831/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,184/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$206,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,502
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,347
−HK$857/mo
Today · 4.125%
HK$33,204
baseline
▲ 0.50% · 4.625%
HK$34,954
+HK$1,750/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,408/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$206,969 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).