▼ 0.50% · 3.625%
HK$19,289
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,889
−HK$609/mo
Today · 4.125%
HK$20,498
baseline
▲ 0.50% · 4.625%
HK$21,746
+HK$1,248/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$40,996/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,459
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,034
−HK$584/mo
Today · 4.125%
HK$22,618
baseline
▲ 0.50% · 4.625%
HK$23,810
+HK$1,192/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,236/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,218
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,878
−HK$670/mo
Today · 4.125%
HK$22,548
baseline
▲ 0.50% · 4.625%
HK$23,920
+HK$1,372/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$45,096/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,605
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,238
−HK$642/mo
Today · 4.125%
HK$24,880
baseline
▲ 0.50% · 4.625%
HK$26,191
+HK$1,311/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$49,760/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,147
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,867
−HK$731/mo
Today · 4.125%
HK$24,598
baseline
▲ 0.50% · 4.625%
HK$26,095
+HK$1,497/mo
Deposit HK$3.38M · loan HK$5.08M · min. income ≈ HK$49,196/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,750
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,441
−HK$701/mo
Today · 4.125%
HK$27,142
baseline
▲ 0.50% · 4.625%
HK$28,572
+HK$1,430/mo
Deposit HK$3.38M · loan HK$5.08M · min. income ≈ HK$54,284/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,076
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,856
−HK$792/mo
Today · 4.125%
HK$26,648
baseline
▲ 0.50% · 4.625%
HK$28,270
+HK$1,622/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,296/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,896
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,644
−HK$759/mo
Today · 4.125%
HK$29,403
baseline
▲ 0.50% · 4.625%
HK$30,953
+HK$1,550/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,806/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,004
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,844
−HK$854/mo
Today · 4.125%
HK$28,698
baseline
▲ 0.50% · 4.625%
HK$30,444
+HK$1,746/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,396/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,042
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,848
−HK$817/mo
Today · 4.125%
HK$31,665
baseline
▲ 0.50% · 4.625%
HK$33,334
+HK$1,669/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,330/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,933
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,833
−HK$915/mo
Today · 4.125%
HK$30,748
baseline
▲ 0.50% · 4.625%
HK$32,619
+HK$1,871/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,496/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,188
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,051
−HK$876/mo
Today · 4.125%
HK$33,927
baseline
▲ 0.50% · 4.625%
HK$35,715
+HK$1,788/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,854/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,862
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,822
−HK$976/mo
Today · 4.125%
HK$32,798
baseline
▲ 0.50% · 4.625%
HK$34,793
+HK$1,995/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$65,596/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,334
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,255
−HK$934/mo
Today · 4.125%
HK$36,189
baseline
▲ 0.50% · 4.625%
HK$38,096
+HK$1,907/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$72,378/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,791
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,811
−HK$1,036/mo
Today · 4.125%
HK$34,847
baseline
▲ 0.50% · 4.625%
HK$36,968
+HK$2,121/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$69,694/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,480
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,458
−HK$993/mo
Today · 4.125%
HK$38,451
baseline
▲ 0.50% · 4.625%
HK$40,477
+HK$2,026/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$76,902/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,720
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,800
−HK$1,097/mo
Today · 4.125%
HK$36,897
baseline
▲ 0.50% · 4.625%
HK$39,142
+HK$2,245/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$73,794/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,626
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,662
−HK$1,051/mo
Today · 4.125%
HK$40,713
baseline
▲ 0.50% · 4.625%
HK$42,859
+HK$2,146/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$81,426/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,773 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).