▼ 0.50% · 3.625%
HK$21,970
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,654
−HK$694/mo
Today · 4.125%
HK$23,348
baseline
▲ 0.50% · 4.625%
HK$24,769
+HK$1,421/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,696/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,442
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,097
−HK$665/mo
Today · 4.125%
HK$25,762
baseline
▲ 0.50% · 4.625%
HK$27,120
+HK$1,358/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,524/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,167
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,919
−HK$764/mo
Today · 4.125%
HK$25,683
baseline
▲ 0.50% · 4.625%
HK$27,246
+HK$1,563/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$51,366/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,886
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,607
−HK$732/mo
Today · 4.125%
HK$28,339
baseline
▲ 0.50% · 4.625%
HK$29,832
+HK$1,493/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$56,678/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,364
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,185
−HK$833/mo
Today · 4.125%
HK$28,018
baseline
▲ 0.50% · 4.625%
HK$29,723
+HK$1,705/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$56,036/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,330
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,117
−HK$798/mo
Today · 4.125%
HK$30,915
baseline
▲ 0.50% · 4.625%
HK$32,544
+HK$1,629/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,830/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,562
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,450
−HK$903/mo
Today · 4.125%
HK$30,353
baseline
▲ 0.50% · 4.625%
HK$32,199
+HK$1,846/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,706/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,774
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,627
−HK$864/mo
Today · 4.125%
HK$33,491
baseline
▲ 0.50% · 4.625%
HK$35,256
+HK$1,765/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,982/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,759
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,715
−HK$972/mo
Today · 4.125%
HK$32,687
baseline
▲ 0.50% · 4.625%
HK$34,676
+HK$1,989/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,374/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,219
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,136
−HK$931/mo
Today · 4.125%
HK$36,067
baseline
▲ 0.50% · 4.625%
HK$37,968
+HK$1,901/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,134/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,956
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,981
−HK$1,041/mo
Today · 4.125%
HK$35,022
baseline
▲ 0.50% · 4.625%
HK$37,153
+HK$2,131/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,044/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,663
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,646
−HK$998/mo
Today · 4.125%
HK$38,644
baseline
▲ 0.50% · 4.625%
HK$40,681
+HK$2,037/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,288/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,153
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,246
−HK$1,111/mo
Today · 4.125%
HK$37,357
baseline
▲ 0.50% · 4.625%
HK$39,630
+HK$2,273/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,714/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,107
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,156
−HK$1,064/mo
Today · 4.125%
HK$41,220
baseline
▲ 0.50% · 4.625%
HK$43,393
+HK$2,173/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,440/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,350
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,511
−HK$1,181/mo
Today · 4.125%
HK$39,692
baseline
▲ 0.50% · 4.625%
HK$42,107
+HK$2,415/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$79,384/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,551
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,666
−HK$1,130/mo
Today · 4.125%
HK$43,796
baseline
▲ 0.50% · 4.625%
HK$46,105
+HK$2,309/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$87,592/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,547
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,777
−HK$1,250/mo
Today · 4.125%
HK$42,027
baseline
▲ 0.50% · 4.625%
HK$44,584
+HK$2,557/mo
Deposit HK$964K · loan HK$8.67M · min. income ≈ HK$84,054/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,995
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,175
−HK$1,197/mo
Today · 4.125%
HK$46,372
baseline
▲ 0.50% · 4.625%
HK$48,817
+HK$2,445/mo
Deposit HK$964K · loan HK$8.67M · min. income ≈ HK$92,744/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,507 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).