▼ 0.50% · 3.625%
HK$20,655
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,298
−HK$653/mo
Today · 4.125%
HK$21,951
baseline
▲ 0.50% · 4.625%
HK$23,286
+HK$1,335/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,902/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$275,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,979
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,595
−HK$625/mo
Today · 4.125%
HK$24,220
baseline
▲ 0.50% · 4.625%
HK$25,497
+HK$1,277/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,440/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$275,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,721
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,428
−HK$718/mo
Today · 4.125%
HK$24,146
baseline
▲ 0.50% · 4.625%
HK$25,615
+HK$1,469/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$48,292/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,277
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,955
−HK$687/mo
Today · 4.125%
HK$26,642
baseline
▲ 0.50% · 4.625%
HK$28,047
+HK$1,405/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$53,284/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,786
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,557
−HK$784/mo
Today · 4.125%
HK$26,341
baseline
▲ 0.50% · 4.625%
HK$27,944
+HK$1,603/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$52,682/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,575
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,314
−HK$750/mo
Today · 4.125%
HK$29,064
baseline
▲ 0.50% · 4.625%
HK$30,596
+HK$1,532/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$58,128/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,852
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,687
−HK$849/mo
Today · 4.125%
HK$28,536
baseline
▲ 0.50% · 4.625%
HK$30,272
+HK$1,736/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,072/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$275,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,873
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,674
−HK$812/mo
Today · 4.125%
HK$31,486
baseline
▲ 0.50% · 4.625%
HK$33,146
+HK$1,660/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$62,972/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$275,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,917
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,817
−HK$914/mo
Today · 4.125%
HK$30,731
baseline
▲ 0.50% · 4.625%
HK$32,601
+HK$1,870/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,462/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,170
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,033
−HK$875/mo
Today · 4.125%
HK$33,908
baseline
▲ 0.50% · 4.625%
HK$35,696
+HK$1,788/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,816/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,983
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,947
−HK$979/mo
Today · 4.125%
HK$32,926
baseline
▲ 0.50% · 4.625%
HK$34,929
+HK$2,003/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,852/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,468
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,393
−HK$938/mo
Today · 4.125%
HK$36,331
baseline
▲ 0.50% · 4.625%
HK$38,246
+HK$1,915/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,662/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,049
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,077
−HK$1,044/mo
Today · 4.125%
HK$35,121
baseline
▲ 0.50% · 4.625%
HK$37,258
+HK$2,137/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,242/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,766
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,752
−HK$1,001/mo
Today · 4.125%
HK$38,753
baseline
▲ 0.50% · 4.625%
HK$40,795
+HK$2,042/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,506/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,114
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,206
−HK$1,110/mo
Today · 4.125%
HK$37,316
baseline
▲ 0.50% · 4.625%
HK$39,587
+HK$2,271/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,632/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,064
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,112
−HK$1,063/mo
Today · 4.125%
HK$41,175
baseline
▲ 0.50% · 4.625%
HK$43,345
+HK$2,170/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,350/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,180
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,336
−HK$1,175/mo
Today · 4.125%
HK$39,511
baseline
▲ 0.50% · 4.625%
HK$41,915
+HK$2,404/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$79,022/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,362
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,471
−HK$1,126/mo
Today · 4.125%
HK$43,597
baseline
▲ 0.50% · 4.625%
HK$45,895
+HK$2,298/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$87,194/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,835 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).