▼ 0.50% · 3.625%
HK$20,366
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,999
−HK$644/mo
Today · 4.125%
HK$21,643
baseline
▲ 0.50% · 4.625%
HK$22,960
+HK$1,317/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,286/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,657
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,264
−HK$617/mo
Today · 4.125%
HK$23,881
baseline
▲ 0.50% · 4.625%
HK$25,140
+HK$1,259/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,762/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,402
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,099
−HK$708/mo
Today · 4.125%
HK$23,807
baseline
▲ 0.50% · 4.625%
HK$25,256
+HK$1,449/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,614/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,923
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,591
−HK$678/mo
Today · 4.125%
HK$26,269
baseline
▲ 0.50% · 4.625%
HK$27,654
+HK$1,385/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,538/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,439
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,199
−HK$773/mo
Today · 4.125%
HK$25,972
baseline
▲ 0.50% · 4.625%
HK$27,552
+HK$1,580/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,944/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,188
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,917
−HK$740/mo
Today · 4.125%
HK$28,657
baseline
▲ 0.50% · 4.625%
HK$30,168
+HK$1,511/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,314/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,476
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,299
−HK$837/mo
Today · 4.125%
HK$28,136
baseline
▲ 0.50% · 4.625%
HK$29,848
+HK$1,712/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,272/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,454
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,244
−HK$801/mo
Today · 4.125%
HK$31,045
baseline
▲ 0.50% · 4.625%
HK$32,682
+HK$1,637/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,090/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,512
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,399
−HK$901/mo
Today · 4.125%
HK$30,300
baseline
▲ 0.50% · 4.625%
HK$32,144
+HK$1,844/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,600/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,720
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,570
−HK$863/mo
Today · 4.125%
HK$33,433
baseline
▲ 0.50% · 4.625%
HK$35,196
+HK$1,763/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,866/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,549
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,499
−HK$966/mo
Today · 4.125%
HK$32,465
baseline
▲ 0.50% · 4.625%
HK$34,440
+HK$1,975/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,930/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,985
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,897
−HK$924/mo
Today · 4.125%
HK$35,821
baseline
▲ 0.50% · 4.625%
HK$37,710
+HK$1,889/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,642/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,585
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,599
−HK$1,030/mo
Today · 4.125%
HK$34,629
baseline
▲ 0.50% · 4.625%
HK$36,736
+HK$2,107/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,258/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,251
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,223
−HK$986/mo
Today · 4.125%
HK$38,209
baseline
▲ 0.50% · 4.625%
HK$40,224
+HK$2,015/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,418/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,622
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,699
−HK$1,094/mo
Today · 4.125%
HK$36,793
baseline
▲ 0.50% · 4.625%
HK$39,032
+HK$2,239/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$73,586/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,517
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,550
−HK$1,048/mo
Today · 4.125%
HK$40,598
baseline
▲ 0.50% · 4.625%
HK$42,738
+HK$2,140/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$81,196/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,659
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,799
−HK$1,158/mo
Today · 4.125%
HK$38,957
baseline
▲ 0.50% · 4.625%
HK$41,328
+HK$2,371/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$77,914/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,782
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,876
−HK$1,110/mo
Today · 4.125%
HK$42,986
baseline
▲ 0.50% · 4.625%
HK$45,251
+HK$2,265/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$85,972/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,942 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).