▼ 0.50% · 3.625%
HK$19,904
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,523
−HK$629/mo
Today · 4.125%
HK$21,152
baseline
▲ 0.50% · 4.625%
HK$22,439
+HK$1,287/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,304/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,142
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,736
−HK$603/mo
Today · 4.125%
HK$23,339
baseline
▲ 0.50% · 4.625%
HK$24,569
+HK$1,230/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,678/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,894
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,575
−HK$692/mo
Today · 4.125%
HK$23,267
baseline
▲ 0.50% · 4.625%
HK$24,683
+HK$1,416/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,534/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,357
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,010
−HK$663/mo
Today · 4.125%
HK$25,673
baseline
▲ 0.50% · 4.625%
HK$27,026
+HK$1,353/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,346/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,884
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,627
−HK$755/mo
Today · 4.125%
HK$25,382
baseline
▲ 0.50% · 4.625%
HK$26,926
+HK$1,544/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,764/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,571
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,284
−HK$722/mo
Today · 4.125%
HK$28,006
baseline
▲ 0.50% · 4.625%
HK$29,483
+HK$1,477/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$56,012/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,875
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,679
−HK$818/mo
Today · 4.125%
HK$27,497
baseline
▲ 0.50% · 4.625%
HK$29,170
+HK$1,673/mo
Deposit HK$3.06M · loan HK$5.67M · min. income ≈ HK$54,994/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,785
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,557
−HK$783/mo
Today · 4.125%
HK$30,340
baseline
▲ 0.50% · 4.625%
HK$31,940
+HK$1,600/mo
Deposit HK$3.06M · loan HK$5.67M · min. income ≈ HK$60,680/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,865
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,732
−HK$880/mo
Today · 4.125%
HK$29,612
baseline
▲ 0.50% · 4.625%
HK$31,414
+HK$1,802/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,224/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,999
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,831
−HK$843/mo
Today · 4.125%
HK$32,674
baseline
▲ 0.50% · 4.625%
HK$34,397
+HK$1,723/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,348/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,855
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,784
−HK$943/mo
Today · 4.125%
HK$31,727
baseline
▲ 0.50% · 4.625%
HK$33,658
+HK$1,931/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,454/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,214
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,104
−HK$904/mo
Today · 4.125%
HK$35,008
baseline
▲ 0.50% · 4.625%
HK$36,853
+HK$1,845/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,016/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,846
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,836
−HK$1,007/mo
Today · 4.125%
HK$33,843
baseline
▲ 0.50% · 4.625%
HK$35,902
+HK$2,059/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$67,686/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,428
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,378
−HK$964/mo
Today · 4.125%
HK$37,342
baseline
▲ 0.50% · 4.625%
HK$39,310
+HK$1,968/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$74,684/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,836
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,888
−HK$1,070/mo
Today · 4.125%
HK$35,958
baseline
▲ 0.50% · 4.625%
HK$38,146
+HK$2,188/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$71,916/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,642
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,652
−HK$1,024/mo
Today · 4.125%
HK$39,676
baseline
▲ 0.50% · 4.625%
HK$41,767
+HK$2,091/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$79,352/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,826
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,941
−HK$1,132/mo
Today · 4.125%
HK$38,073
baseline
▲ 0.50% · 4.625%
HK$40,390
+HK$2,317/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$76,146/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,856
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,925
−HK$1,085/mo
Today · 4.125%
HK$42,010
baseline
▲ 0.50% · 4.625%
HK$44,224
+HK$2,214/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$84,020/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,859 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).