▼ 0.50% · 3.625%
HK$22,769
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,477
−HK$720/mo
Today · 4.125%
HK$24,197
baseline
▲ 0.50% · 4.625%
HK$25,669
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,394/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,330
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,009
−HK$689/mo
Today · 4.125%
HK$26,698
baseline
▲ 0.50% · 4.625%
HK$28,106
+HK$1,408/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,396/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,046
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,825
−HK$791/mo
Today · 4.125%
HK$26,616
baseline
▲ 0.50% · 4.625%
HK$28,236
+HK$1,620/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,232/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,863
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,610
−HK$758/mo
Today · 4.125%
HK$29,368
baseline
▲ 0.50% · 4.625%
HK$30,916
+HK$1,548/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,736/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,322
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,172
−HK$864/mo
Today · 4.125%
HK$29,036
baseline
▲ 0.50% · 4.625%
HK$30,803
+HK$1,767/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,072/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,396
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,211
−HK$827/mo
Today · 4.125%
HK$32,038
baseline
▲ 0.50% · 4.625%
HK$33,727
+HK$1,689/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,076/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,599
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,520
−HK$935/mo
Today · 4.125%
HK$31,455
baseline
▲ 0.50% · 4.625%
HK$33,369
+HK$1,914/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$62,910/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,929
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,812
−HK$896/mo
Today · 4.125%
HK$34,708
baseline
▲ 0.50% · 4.625%
HK$36,538
+HK$1,830/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$69,416/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,876
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,868
−HK$1,007/mo
Today · 4.125%
HK$33,875
baseline
▲ 0.50% · 4.625%
HK$35,936
+HK$2,061/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,750/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,462
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,413
−HK$965/mo
Today · 4.125%
HK$37,378
baseline
▲ 0.50% · 4.625%
HK$39,348
+HK$1,970/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,756/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,153
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,215
−HK$1,080/mo
Today · 4.125%
HK$36,295
baseline
▲ 0.50% · 4.625%
HK$38,503
+HK$2,208/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,590/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,995
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,014
−HK$1,034/mo
Today · 4.125%
HK$40,048
baseline
▲ 0.50% · 4.625%
HK$42,159
+HK$2,111/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,096/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,430
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,563
−HK$1,151/mo
Today · 4.125%
HK$38,714
baseline
▲ 0.50% · 4.625%
HK$41,070
+HK$2,356/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,428/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,528
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,615
−HK$1,103/mo
Today · 4.125%
HK$42,718
baseline
▲ 0.50% · 4.625%
HK$44,969
+HK$2,251/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,436/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,707
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,911
−HK$1,223/mo
Today · 4.125%
HK$41,134
baseline
▲ 0.50% · 4.625%
HK$43,637
+HK$2,503/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,268/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,061
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,216
−HK$1,171/mo
Today · 4.125%
HK$45,387
baseline
▲ 0.50% · 4.625%
HK$47,780
+HK$2,393/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,774/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,984
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,259
−HK$1,295/mo
Today · 4.125%
HK$43,554
baseline
▲ 0.50% · 4.625%
HK$46,204
+HK$2,650/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,108/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,594
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,817
−HK$1,240/mo
Today · 4.125%
HK$48,057
baseline
▲ 0.50% · 4.625%
HK$50,590
+HK$2,533/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,114/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,516 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).