▼ 0.50% · 3.625%
HK$22,683
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,388
−HK$717/mo
Today · 4.125%
HK$24,105
baseline
▲ 0.50% · 4.625%
HK$25,572
+HK$1,467/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,210/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,234
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,911
−HK$687/mo
Today · 4.125%
HK$26,598
baseline
▲ 0.50% · 4.625%
HK$28,000
+HK$1,402/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,196/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,951
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,727
−HK$789/mo
Today · 4.125%
HK$26,516
baseline
▲ 0.50% · 4.625%
HK$28,129
+HK$1,613/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$53,032/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,758
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,502
−HK$755/mo
Today · 4.125%
HK$29,257
baseline
▲ 0.50% · 4.625%
HK$30,800
+HK$1,543/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$58,514/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,219
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,066
−HK$860/mo
Today · 4.125%
HK$28,926
baseline
▲ 0.50% · 4.625%
HK$30,686
+HK$1,760/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,852/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,281
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,093
−HK$824/mo
Today · 4.125%
HK$31,917
baseline
▲ 0.50% · 4.625%
HK$33,600
+HK$1,683/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,834/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,487
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,405
−HK$932/mo
Today · 4.125%
HK$31,337
baseline
▲ 0.50% · 4.625%
HK$33,243
+HK$1,906/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$62,674/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$364,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,805
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,684
−HK$893/mo
Today · 4.125%
HK$34,577
baseline
▲ 0.50% · 4.625%
HK$36,399
+HK$1,822/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$69,154/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$364,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,756
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,744
−HK$1,003/mo
Today · 4.125%
HK$33,747
baseline
▲ 0.50% · 4.625%
HK$35,801
+HK$2,054/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,494/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,328
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,275
−HK$962/mo
Today · 4.125%
HK$37,237
baseline
▲ 0.50% · 4.625%
HK$39,199
+HK$1,962/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,474/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,024
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,082
−HK$1,076/mo
Today · 4.125%
HK$36,158
baseline
▲ 0.50% · 4.625%
HK$38,358
+HK$2,200/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,316/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,851
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,867
−HK$1,029/mo
Today · 4.125%
HK$39,896
baseline
▲ 0.50% · 4.625%
HK$41,999
+HK$2,103/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,792/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,292
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,421
−HK$1,147/mo
Today · 4.125%
HK$38,568
baseline
▲ 0.50% · 4.625%
HK$40,915
+HK$2,347/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,136/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,375
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,458
−HK$1,098/mo
Today · 4.125%
HK$42,556
baseline
▲ 0.50% · 4.625%
HK$44,799
+HK$2,243/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,112/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,561
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,760
−HK$1,219/mo
Today · 4.125%
HK$40,979
baseline
▲ 0.50% · 4.625%
HK$43,472
+HK$2,493/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$81,958/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,898
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,049
−HK$1,167/mo
Today · 4.125%
HK$45,216
baseline
▲ 0.50% · 4.625%
HK$47,599
+HK$2,383/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,432/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,829
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,099
−HK$1,290/mo
Today · 4.125%
HK$43,389
baseline
▲ 0.50% · 4.625%
HK$46,029
+HK$2,640/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$86,778/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,422
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,640
−HK$1,236/mo
Today · 4.125%
HK$47,876
baseline
▲ 0.50% · 4.625%
HK$50,399
+HK$2,523/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$95,752/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,743 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).