▼ 0.50% · 3.625%
HK$5,085
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,243
−HK$161/mo
Today · 4.125%
HK$5,404
baseline
▲ 0.50% · 4.625%
HK$5,733
+HK$329/mo
Deposit HK$1.11M · loan HK$1.11M · min. income ≈ HK$10,808/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,657
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,809
−HK$153/mo
Today · 4.125%
HK$5,962
baseline
▲ 0.50% · 4.625%
HK$6,277
+HK$315/mo
Deposit HK$1.11M · loan HK$1.11M · min. income ≈ HK$11,924/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,593
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,767
−HK$177/mo
Today · 4.125%
HK$5,944
baseline
▲ 0.50% · 4.625%
HK$6,306
+HK$362/mo
Deposit HK$1.00M · loan HK$1.23M · min. income ≈ HK$11,888/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,223
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,389
−HK$170/mo
Today · 4.125%
HK$6,559
baseline
▲ 0.50% · 4.625%
HK$6,904
+HK$345/mo
Deposit HK$1.00M · loan HK$1.23M · min. income ≈ HK$13,118/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,102
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,292
−HK$192/mo
Today · 4.125%
HK$6,484
baseline
▲ 0.50% · 4.625%
HK$6,879
+HK$395/mo
Deposit HK$892K · loan HK$1.34M · min. income ≈ HK$12,968/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,788
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,970
−HK$185/mo
Today · 4.125%
HK$7,155
baseline
▲ 0.50% · 4.625%
HK$7,532
+HK$377/mo
Deposit HK$892K · loan HK$1.34M · min. income ≈ HK$14,310/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,610
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,816
−HK$209/mo
Today · 4.125%
HK$7,025
baseline
▲ 0.50% · 4.625%
HK$7,452
+HK$427/mo
Deposit HK$780K · loan HK$1.45M · min. income ≈ HK$14,050/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,354
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,551
−HK$200/mo
Today · 4.125%
HK$7,751
baseline
▲ 0.50% · 4.625%
HK$8,160
+HK$409/mo
Deposit HK$780K · loan HK$1.45M · min. income ≈ HK$15,502/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,119
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,340
−HK$225/mo
Today · 4.125%
HK$7,565
baseline
▲ 0.50% · 4.625%
HK$8,026
+HK$461/mo
Deposit HK$669K · loan HK$1.56M · min. income ≈ HK$15,130/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,920
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,132
−HK$215/mo
Today · 4.125%
HK$8,347
baseline
▲ 0.50% · 4.625%
HK$8,787
+HK$440/mo
Deposit HK$669K · loan HK$1.56M · min. income ≈ HK$16,694/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,627
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,865
−HK$241/mo
Today · 4.125%
HK$8,106
baseline
▲ 0.50% · 4.625%
HK$8,599
+HK$493/mo
Deposit HK$557K · loan HK$1.67M · min. income ≈ HK$16,212/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,485
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,713
−HK$231/mo
Today · 4.125%
HK$8,944
baseline
▲ 0.50% · 4.625%
HK$9,415
+HK$471/mo
Deposit HK$557K · loan HK$1.67M · min. income ≈ HK$17,888/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,136
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,389
−HK$257/mo
Today · 4.125%
HK$8,646
baseline
▲ 0.50% · 4.625%
HK$9,172
+HK$526/mo
Deposit HK$446K · loan HK$1.78M · min. income ≈ HK$17,292/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,051
−HK$489/mo
▼ 0.25% · 3.875%
HK$9,294
−HK$246/mo
Today · 4.125%
HK$9,540
baseline
▲ 0.50% · 4.625%
HK$10,043
+HK$503/mo
Deposit HK$446K · loan HK$1.78M · min. income ≈ HK$19,080/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,644
−HK$542/mo
▼ 0.25% · 3.875%
HK$8,913
−HK$273/mo
Today · 4.125%
HK$9,186
baseline
▲ 0.50% · 4.625%
HK$9,745
+HK$559/mo
Deposit HK$334K · loan HK$1.90M · min. income ≈ HK$18,372/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,617
−HK$519/mo
▼ 0.25% · 3.875%
HK$9,875
−HK$261/mo
Today · 4.125%
HK$10,136
baseline
▲ 0.50% · 4.625%
HK$10,670
+HK$534/mo
Deposit HK$334K · loan HK$1.90M · min. income ≈ HK$20,272/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,153
−HK$574/mo
▼ 0.25% · 3.875%
HK$9,437
−HK$290/mo
Today · 4.125%
HK$9,727
baseline
▲ 0.50% · 4.625%
HK$10,319
+HK$592/mo
Deposit HK$223K · loan HK$2.01M · min. income ≈ HK$19,454/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,182
−HK$550/mo
▼ 0.25% · 3.875%
HK$10,455
−HK$277/mo
Today · 4.125%
HK$10,732
baseline
▲ 0.50% · 4.625%
HK$11,298
+HK$566/mo
Deposit HK$223K · loan HK$2.01M · min. income ≈ HK$21,464/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).