▼ 0.50% · 3.625%
HK$5,026
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,183
−HK$158/mo
Today · 4.125%
HK$5,341
baseline
▲ 0.50% · 4.625%
HK$5,666
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,682/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,592
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,742
−HK$152/mo
Today · 4.125%
HK$5,894
baseline
▲ 0.50% · 4.625%
HK$6,204
+HK$310/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,788/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,529
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,701
−HK$175/mo
Today · 4.125%
HK$5,876
baseline
▲ 0.50% · 4.625%
HK$6,233
+HK$357/mo
Deposit HK$992K · loan HK$1.21M · min. income ≈ HK$11,752/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,151
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,316
−HK$167/mo
Today · 4.125%
HK$6,483
baseline
▲ 0.50% · 4.625%
HK$6,825
+HK$342/mo
Deposit HK$992K · loan HK$1.21M · min. income ≈ HK$12,966/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,031
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,219
−HK$191/mo
Today · 4.125%
HK$6,410
baseline
▲ 0.50% · 4.625%
HK$6,800
+HK$390/mo
Deposit HK$882K · loan HK$1.32M · min. income ≈ HK$12,820/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,710
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,890
−HK$182/mo
Today · 4.125%
HK$7,072
baseline
▲ 0.50% · 4.625%
HK$7,445
+HK$373/mo
Deposit HK$882K · loan HK$1.32M · min. income ≈ HK$14,144/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,534
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,737
−HK$207/mo
Today · 4.125%
HK$6,944
baseline
▲ 0.50% · 4.625%
HK$7,366
+HK$422/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$13,888/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,269
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,464
−HK$198/mo
Today · 4.125%
HK$7,662
baseline
▲ 0.50% · 4.625%
HK$8,066
+HK$404/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$15,324/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,037
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,256
−HK$222/mo
Today · 4.125%
HK$7,478
baseline
▲ 0.50% · 4.625%
HK$7,933
+HK$455/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$14,956/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,828
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,038
−HK$213/mo
Today · 4.125%
HK$8,251
baseline
▲ 0.50% · 4.625%
HK$8,686
+HK$435/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$16,502/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,539
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,774
−HK$238/mo
Today · 4.125%
HK$8,012
baseline
▲ 0.50% · 4.625%
HK$8,500
+HK$488/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$16,024/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,387
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,612
−HK$229/mo
Today · 4.125%
HK$8,841
baseline
▲ 0.50% · 4.625%
HK$9,307
+HK$466/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$17,682/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,042
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,292
−HK$254/mo
Today · 4.125%
HK$8,546
baseline
▲ 0.50% · 4.625%
HK$9,066
+HK$520/mo
Deposit HK$441K · loan HK$1.76M · min. income ≈ HK$17,092/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,947
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,186
−HK$244/mo
Today · 4.125%
HK$9,430
baseline
▲ 0.50% · 4.625%
HK$9,927
+HK$497/mo
Deposit HK$441K · loan HK$1.76M · min. income ≈ HK$18,860/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,545
−HK$535/mo
▼ 0.25% · 3.875%
HK$8,810
−HK$270/mo
Today · 4.125%
HK$9,080
baseline
▲ 0.50% · 4.625%
HK$9,633
+HK$553/mo
Deposit HK$331K · loan HK$1.87M · min. income ≈ HK$18,160/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,506
−HK$513/mo
▼ 0.25% · 3.875%
HK$9,761
−HK$258/mo
Today · 4.125%
HK$10,019
baseline
▲ 0.50% · 4.625%
HK$10,547
+HK$528/mo
Deposit HK$331K · loan HK$1.87M · min. income ≈ HK$20,038/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,047
−HK$567/mo
▼ 0.25% · 3.875%
HK$9,329
−HK$285/mo
Today · 4.125%
HK$9,614
baseline
▲ 0.50% · 4.625%
HK$10,199
+HK$585/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,228/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,065
−HK$544/mo
▼ 0.25% · 3.875%
HK$10,335
−HK$274/mo
Today · 4.125%
HK$10,609
baseline
▲ 0.50% · 4.625%
HK$11,168
+HK$559/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,218/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).