▼ 0.50% · 3.625%
HK$5,557
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,729
−HK$176/mo
Today · 4.125%
HK$5,905
baseline
▲ 0.50% · 4.625%
HK$6,264
+HK$359/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$11,810/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,182
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,347
−HK$169/mo
Today · 4.125%
HK$6,516
baseline
▲ 0.50% · 4.625%
HK$6,859
+HK$343/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$13,032/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,112
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,302
−HK$194/mo
Today · 4.125%
HK$6,496
baseline
▲ 0.50% · 4.625%
HK$6,891
+HK$395/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$12,992/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,800
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,982
−HK$185/mo
Today · 4.125%
HK$7,167
baseline
▲ 0.50% · 4.625%
HK$7,545
+HK$378/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$14,334/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,668
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,875
−HK$211/mo
Today · 4.125%
HK$7,086
baseline
▲ 0.50% · 4.625%
HK$7,517
+HK$431/mo
Deposit HK$975K · loan HK$1.46M · min. income ≈ HK$14,172/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,418
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,617
−HK$202/mo
Today · 4.125%
HK$7,819
baseline
▲ 0.50% · 4.625%
HK$8,231
+HK$412/mo
Deposit HK$975K · loan HK$1.46M · min. income ≈ HK$15,638/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,224
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,448
−HK$229/mo
Today · 4.125%
HK$7,677
baseline
▲ 0.50% · 4.625%
HK$8,144
+HK$467/mo
Deposit HK$853K · loan HK$1.58M · min. income ≈ HK$15,354/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,036
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,252
−HK$218/mo
Today · 4.125%
HK$8,470
baseline
▲ 0.50% · 4.625%
HK$8,917
+HK$447/mo
Deposit HK$853K · loan HK$1.58M · min. income ≈ HK$16,940/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,779
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,021
−HK$246/mo
Today · 4.125%
HK$8,267
baseline
▲ 0.50% · 4.625%
HK$8,770
+HK$503/mo
Deposit HK$731K · loan HK$1.71M · min. income ≈ HK$16,534/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,654
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,886
−HK$236/mo
Today · 4.125%
HK$9,122
baseline
▲ 0.50% · 4.625%
HK$9,603
+HK$481/mo
Deposit HK$731K · loan HK$1.71M · min. income ≈ HK$18,244/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,335
−HK$523/mo
▼ 0.25% · 3.875%
HK$8,594
−HK$264/mo
Today · 4.125%
HK$8,858
baseline
▲ 0.50% · 4.625%
HK$9,397
+HK$539/mo
Deposit HK$609K · loan HK$1.83M · min. income ≈ HK$17,716/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,273
−HK$501/mo
▼ 0.25% · 3.875%
HK$9,521
−HK$253/mo
Today · 4.125%
HK$9,774
baseline
▲ 0.50% · 4.625%
HK$10,289
+HK$515/mo
Deposit HK$609K · loan HK$1.83M · min. income ≈ HK$19,548/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,891
−HK$557/mo
▼ 0.25% · 3.875%
HK$9,167
−HK$281/mo
Today · 4.125%
HK$9,448
baseline
▲ 0.50% · 4.625%
HK$10,023
+HK$575/mo
Deposit HK$487K · loan HK$1.95M · min. income ≈ HK$18,896/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,891
−HK$534/mo
▼ 0.25% · 3.875%
HK$10,156
−HK$269/mo
Today · 4.125%
HK$10,425
baseline
▲ 0.50% · 4.625%
HK$10,975
+HK$550/mo
Deposit HK$487K · loan HK$1.95M · min. income ≈ HK$20,850/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,446
−HK$593/mo
▼ 0.25% · 3.875%
HK$9,740
−HK$299/mo
Today · 4.125%
HK$10,039
baseline
▲ 0.50% · 4.625%
HK$10,649
+HK$610/mo
Deposit HK$366K · loan HK$2.07M · min. income ≈ HK$20,078/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,509
−HK$568/mo
▼ 0.25% · 3.875%
HK$10,791
−HK$286/mo
Today · 4.125%
HK$11,077
baseline
▲ 0.50% · 4.625%
HK$11,661
+HK$584/mo
Deposit HK$366K · loan HK$2.07M · min. income ≈ HK$22,154/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,002
−HK$627/mo
▼ 0.25% · 3.875%
HK$10,313
−HK$316/mo
Today · 4.125%
HK$10,629
baseline
▲ 0.50% · 4.625%
HK$11,276
+HK$647/mo
Deposit HK$244K · loan HK$2.19M · min. income ≈ HK$21,258/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,127
−HK$601/mo
▼ 0.25% · 3.875%
HK$11,425
−HK$303/mo
Today · 4.125%
HK$11,728
baseline
▲ 0.50% · 4.625%
HK$12,346
+HK$618/mo
Deposit HK$244K · loan HK$2.19M · min. income ≈ HK$23,456/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).