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Crescira AVM · estimated value Medium confidence
HK$2.72M
≈ HK$8,632 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$272K, with repayments around HK$11,860/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$11,160
−HK$700/mo
▼ 0.25% · 3.875%
HK$11,507
−HK$353/mo
Today · 4.125%
HK$11,860
baseline
▲ 0.50% · 4.625%
HK$12,582
+HK$722/mo

Deposit HK$272K · loan HK$2.45M · min. income ≈ HK$23,720/mo (50% DSR)

Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
4/F
Flat
F
Saleable Area
315 ft²
Gross Area
420 ft²
Efficiency
75%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2003-04-02 HK$550K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Chai Wan
≈ 5 min walk · 353 m
Education
27
schools within 1 km (13 within 500 m)
Daily convenience
23
within 1 km (13 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
28
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Chai Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 28 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com