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At today's rate and a 90% mortgage, the deposit on this unit is about HK$248K, with repayments around HK$10,824/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$248K · loan HK$2.23M · min. income ≈ HK$21,648/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Chai Wan Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- S
- Saleable Area
- 290 Saleable ft²
- Gross Area
- 400 ft²
- Efficiency
- 72%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-17 | HK$2.00M | −60.0% 6.2y · −10.0%/yr |
| 2019-09-30 | HK$5.00M | +120.3% 6.6y · 18.0%/yr |
| 2013-02-01 | HK$2.27M | +284.7% |
| 2004-10-28 | HK$590K | −31.4% |
| 1996-03-22 | HK$860K | +11.7% |
| 1995-11-30 | HK$770K | — |