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At today's rate and a 90% mortgage, the deposit on this unit is about HK$234K, with repayments around HK$10,220/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$234K · loan HK$2.11M · min. income ≈ HK$20,440/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Chai Wan Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- U
- Saleable Area
- 290 Saleable ft²
- Gross Area
- 375 ft²
- Efficiency
- 77%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-12-02 | HK$2.93M | +13.1% 6.2y · 2.0%/yr |
| 2016-09-23 | HK$2.59M | +99.2% 5.8y · 17.0%/yr |
| 2010-12-06 | HK$1.30M | +9.2% |
| 2010-11-23 | HK$1.19M | — |