▼ 0.50% · 3.625%
HK$20,745
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,390
−HK$656/mo
Today · 4.125%
HK$22,046
baseline
▲ 0.50% · 4.625%
HK$23,387
+HK$1,341/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,092/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,079
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,698
−HK$627/mo
Today · 4.125%
HK$24,325
baseline
▲ 0.50% · 4.625%
HK$25,608
+HK$1,283/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,650/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,820
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,529
−HK$722/mo
Today · 4.125%
HK$24,251
baseline
▲ 0.50% · 4.625%
HK$25,726
+HK$1,475/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,502/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,386
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,067
−HK$691/mo
Today · 4.125%
HK$26,758
baseline
▲ 0.50% · 4.625%
HK$28,169
+HK$1,411/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,516/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,894
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,668
−HK$787/mo
Today · 4.125%
HK$26,455
baseline
▲ 0.50% · 4.625%
HK$28,065
+HK$1,610/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,910/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,694
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,437
−HK$754/mo
Today · 4.125%
HK$29,191
baseline
▲ 0.50% · 4.625%
HK$30,729
+HK$1,538/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,382/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,969
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,807
−HK$853/mo
Today · 4.125%
HK$28,660
baseline
▲ 0.50% · 4.625%
HK$30,404
+HK$1,744/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,320/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,002
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,807
−HK$816/mo
Today · 4.125%
HK$31,623
baseline
▲ 0.50% · 4.625%
HK$33,290
+HK$1,667/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,246/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,043
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,946
−HK$918/mo
Today · 4.125%
HK$30,864
baseline
▲ 0.50% · 4.625%
HK$32,742
+HK$1,878/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,728/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,310
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,177
−HK$879/mo
Today · 4.125%
HK$34,056
baseline
▲ 0.50% · 4.625%
HK$35,851
+HK$1,795/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,112/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,118
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,085
−HK$984/mo
Today · 4.125%
HK$33,069
baseline
▲ 0.50% · 4.625%
HK$35,081
+HK$2,012/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,138/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,618
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,546
−HK$942/mo
Today · 4.125%
HK$36,488
baseline
▲ 0.50% · 4.625%
HK$38,412
+HK$1,924/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,976/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,192
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,225
−HK$1,048/mo
Today · 4.125%
HK$35,273
baseline
▲ 0.50% · 4.625%
HK$37,420
+HK$2,147/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$70,546/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,926
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,916
−HK$1,005/mo
Today · 4.125%
HK$38,921
baseline
▲ 0.50% · 4.625%
HK$40,972
+HK$2,051/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$77,842/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,267
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,364
−HK$1,114/mo
Today · 4.125%
HK$37,478
baseline
▲ 0.50% · 4.625%
HK$39,759
+HK$2,281/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$74,956/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,234
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,286
−HK$1,067/mo
Today · 4.125%
HK$41,353
baseline
▲ 0.50% · 4.625%
HK$43,533
+HK$2,180/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$82,706/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,341
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,503
−HK$1,180/mo
Today · 4.125%
HK$39,683
baseline
▲ 0.50% · 4.625%
HK$42,097
+HK$2,414/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$79,366/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,542
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,656
−HK$1,130/mo
Today · 4.125%
HK$43,786
baseline
▲ 0.50% · 4.625%
HK$46,094
+HK$2,308/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$87,572/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,768 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).