▼ 0.50% · 3.625%
HK$19,874
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,492
−HK$628/mo
Today · 4.125%
HK$21,120
baseline
▲ 0.50% · 4.625%
HK$22,406
+HK$1,286/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,240/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,110
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,703
−HK$601/mo
Today · 4.125%
HK$23,304
baseline
▲ 0.50% · 4.625%
HK$24,533
+HK$1,229/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,608/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,862
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,542
−HK$691/mo
Today · 4.125%
HK$23,233
baseline
▲ 0.50% · 4.625%
HK$24,646
+HK$1,413/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,466/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,321
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,973
−HK$662/mo
Today · 4.125%
HK$25,635
baseline
▲ 0.50% · 4.625%
HK$26,986
+HK$1,351/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,270/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,849
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,591
−HK$754/mo
Today · 4.125%
HK$25,345
baseline
▲ 0.50% · 4.625%
HK$26,887
+HK$1,542/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$50,690/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,532
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,243
−HK$722/mo
Today · 4.125%
HK$27,965
baseline
▲ 0.50% · 4.625%
HK$29,439
+HK$1,474/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$55,930/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,836
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,640
−HK$817/mo
Today · 4.125%
HK$27,457
baseline
▲ 0.50% · 4.625%
HK$29,127
+HK$1,670/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$54,914/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,743
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,514
−HK$782/mo
Today · 4.125%
HK$30,296
baseline
▲ 0.50% · 4.625%
HK$31,893
+HK$1,597/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$60,592/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,824
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,689
−HK$880/mo
Today · 4.125%
HK$29,569
baseline
▲ 0.50% · 4.625%
HK$31,368
+HK$1,799/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$59,138/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,954
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,784
−HK$842/mo
Today · 4.125%
HK$32,626
baseline
▲ 0.50% · 4.625%
HK$34,346
+HK$1,720/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$65,252/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,811
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,739
−HK$942/mo
Today · 4.125%
HK$31,681
baseline
▲ 0.50% · 4.625%
HK$33,608
+HK$1,927/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$63,362/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,165
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,054
−HK$903/mo
Today · 4.125%
HK$34,957
baseline
▲ 0.50% · 4.625%
HK$36,799
+HK$1,842/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$69,914/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,799
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,788
−HK$1,005/mo
Today · 4.125%
HK$33,793
baseline
▲ 0.50% · 4.625%
HK$35,849
+HK$2,056/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,586/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,376
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,324
−HK$963/mo
Today · 4.125%
HK$37,287
baseline
▲ 0.50% · 4.625%
HK$39,252
+HK$1,965/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,574/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,786
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,837
−HK$1,068/mo
Today · 4.125%
HK$35,905
baseline
▲ 0.50% · 4.625%
HK$38,089
+HK$2,184/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$71,810/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,587
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,595
−HK$1,022/mo
Today · 4.125%
HK$39,617
baseline
▲ 0.50% · 4.625%
HK$41,706
+HK$2,089/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$79,234/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,774
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,886
−HK$1,131/mo
Today · 4.125%
HK$38,017
baseline
▲ 0.50% · 4.625%
HK$40,330
+HK$2,313/mo
Deposit HK$872K · loan HK$7.84M · min. income ≈ HK$76,034/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,798
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,865
−HK$1,083/mo
Today · 4.125%
HK$41,948
baseline
▲ 0.50% · 4.625%
HK$44,159
+HK$2,211/mo
Deposit HK$872K · loan HK$7.84M · min. income ≈ HK$83,896/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,473 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).