▼ 0.50% · 3.625%
HK$21,427
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,093
−HK$677/mo
Today · 4.125%
HK$22,770
baseline
▲ 0.50% · 4.625%
HK$24,156
+HK$1,386/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,540/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,837
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,476
−HK$649/mo
Today · 4.125%
HK$25,125
baseline
▲ 0.50% · 4.625%
HK$26,449
+HK$1,324/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,250/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,570
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,303
−HK$745/mo
Today · 4.125%
HK$25,048
baseline
▲ 0.50% · 4.625%
HK$26,572
+HK$1,524/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,096/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,221
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,924
−HK$713/mo
Today · 4.125%
HK$27,637
baseline
▲ 0.50% · 4.625%
HK$29,094
+HK$1,457/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,274/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,712
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,512
−HK$813/mo
Today · 4.125%
HK$27,325
baseline
▲ 0.50% · 4.625%
HK$28,987
+HK$1,662/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,650/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,605
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,372
−HK$778/mo
Today · 4.125%
HK$30,150
baseline
▲ 0.50% · 4.625%
HK$31,739
+HK$1,589/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,300/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,855
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,721
−HK$881/mo
Today · 4.125%
HK$29,602
baseline
▲ 0.50% · 4.625%
HK$31,403
+HK$1,801/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,204/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,988
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,819
−HK$843/mo
Today · 4.125%
HK$32,662
baseline
▲ 0.50% · 4.625%
HK$34,384
+HK$1,722/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,324/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,998
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,931
−HK$948/mo
Today · 4.125%
HK$31,879
baseline
▲ 0.50% · 4.625%
HK$33,818
+HK$1,939/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,758/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,372
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,267
−HK$908/mo
Today · 4.125%
HK$35,175
baseline
▲ 0.50% · 4.625%
HK$37,029
+HK$1,854/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,350/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,140
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,140
−HK$1,016/mo
Today · 4.125%
HK$34,156
baseline
▲ 0.50% · 4.625%
HK$36,234
+HK$2,078/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,312/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,756
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,715
−HK$972/mo
Today · 4.125%
HK$37,687
baseline
▲ 0.50% · 4.625%
HK$39,674
+HK$1,987/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,374/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,283
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,349
−HK$1,084/mo
Today · 4.125%
HK$36,433
baseline
▲ 0.50% · 4.625%
HK$38,650
+HK$2,217/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,866/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,139
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,162
−HK$1,038/mo
Today · 4.125%
HK$40,200
baseline
▲ 0.50% · 4.625%
HK$42,319
+HK$2,119/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,400/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,426
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,559
−HK$1,151/mo
Today · 4.125%
HK$38,710
baseline
▲ 0.50% · 4.625%
HK$41,065
+HK$2,355/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,420/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,523
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,610
−HK$1,102/mo
Today · 4.125%
HK$42,712
baseline
▲ 0.50% · 4.625%
HK$44,964
+HK$2,252/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,424/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,568
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,768
−HK$1,219/mo
Today · 4.125%
HK$40,987
baseline
▲ 0.50% · 4.625%
HK$43,481
+HK$2,494/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$81,974/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,907
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,058
−HK$1,167/mo
Today · 4.125%
HK$45,225
baseline
▲ 0.50% · 4.625%
HK$47,609
+HK$2,384/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,450/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,668 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).